Madison County property record for 240 Brook Cv, Berea, KY 40403
| Property Type | Other |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $277,750 (Dec 2025) |
| Tax Bill | $216 (2025) |
| Deeds & Mortgages | May 2025 Construction Loan Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0072-0018-0050 |
| Primary APN | 0072-0018-0050 |
|---|---|
| Alternative APN |
|
| Account Number | 45832 |
|---|---|
| Street Address | 240 BROOK CV |
| City | BEREA |
| State | KY |
| Zip | 40403-9376 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | STONEY CREEK LOT 50 UNIT 3 PH 1-C |
| Legal Subdivision | STONEY CREEK |
| Legal Phase | 1 |
| Legal Lot Number | 50 |
| Legal Unit | 3 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 10901 |
Source: Madison County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 240 BROOK CV, BEREA, KY 40403-9376 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2025 | Deed of Trust, Mortgage · Construction Mortgage WHITAKER BANK INC |
| Dec 9, 2025 | Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2025 · Amount on Record |
| Deed Sale | Dec 9, 2025 · Amount on Record |
| Deed Document Number | 2014303851 |
| Deed Book / Page | D876 / 716 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 240 BROOK CV, BEREA, KY 40403-9376 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M2379/146 |
|---|---|
| Date | May 14, 2025 |
| Book Page | M2379/146 |
| Instrument | 2014260506 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55439 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 12, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 9, 2025 |
| Property Address | 240 BROOK CV, BEREA, KY 40403-9376 |
| Document Number | 00D876/716 |
| Book / Page | D876 / 716 |
| Map Reference | MB P31 PG 234 |
| Instrument Date | Dec 4, 2025 |
| Instrument | 2014303851 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $278.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1511, RICHMOND, KY 40476-1511 |
| Name | Verified Name |
|---|---|
| Address | 240 BROOK CV, BEREA, KY 40403-9376 |
| Document Number | 2014303855 |
|---|---|
| Date | Dec 9, 2025 |
| Instrument | 2014303855 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $216.00 Additional exemption filed | $23,000 | $23,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1979–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures