Madison County property record for 228 Brook Cv, Berea, KY 40403
| Property Type | Other |
|---|---|
| Owner | Company Name on Record |
| Tax Bill | $216 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage May 2025 Construction Loan |
| APN | 0072-0018-0053 |
| Primary APN | 0072-0018-0053 |
|---|---|
| Alternative APN |
|
| Account Number | 45829 |
|---|---|
| Street Address | 228 BROOK CV |
| City | BEREA |
| State | KY |
| Zip | 40403-9376 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | STONEY CREEK LOT 53 UNIT 3 PH 1-C |
| Legal Subdivision | STONEY CREEK |
| Legal Phase | 1 |
| Legal Lot Number | 53 |
| Legal Unit | 3 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 10901 |
Source: Madison County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 414 DREYFUS RD, BEREA, KY 40403-9692 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage POLARIS HOME FUNDING CORPORATION |
| May 14, 2025 | Deed of Trust, Mortgage · Construction Mortgage WHITAKER BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 14, 2026 |
| Property Address | 228 BROOK CV, BEREA, KY 40403-9376 |
| Document Number | 0014375595 |
| Book / Page | 2501 / 37 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 202614375595 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 315 PINNACLE VIEW DR, BEREA, KY 40403-9052 |
| Document Number | 0014375595, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 2501/37 |
| Instrument | 202614375595 |
| Name | POLARIS HOME FUNDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 228 BROOK CV, BEREA, KY 40403-9376 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M2379/200 |
|---|---|
| Date | May 14, 2025 |
| Book Page | M2379/200 |
| Instrument | 2014260509 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 12, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $216.00 | $23,000 | $23,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: OpenFEMA NFIP redacted claims and policies, as of September 2026
| Community Rating System | Class 9 (5% premium discount) |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1979–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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