240 2nd St, Placerville, CO 81430 Property Records

San Miguel County property record for 240 2nd St, Placerville, CO 81430

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1920
Lot Size	0.086 acres (3,746 sqft)
Owner	2 Individual Names on File
Last Sale	$499,000 (Jul 2026)
Tax Bill	$1,258 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2022 Mortgage + 2 more
APN	`1040010289`

Property Details

APN / Parcel Number

Primary APN	`1040010289`
Alternative APN	`452334402004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	792 sqft
Basement Area	792 sqft
Finished Basement	792 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	3,746 sqft (0.086 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	240 2ND ST
City	PLACERVILLE
State	CO
Zip	81430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 3 PLACERVILLE SUBDIVISION EXEMPTION FOR LOT LINE ADJ OF LOTS 8 AND 9 BLK 3 PLACERVILLE LOCATED SEC 34 T 44N R11W
Legal Range	11W
Legal Township	44N
Legal Section	34
Legal Subdivision	PLACERVILLE
Legal Block	3
Legal Lot Number	8-9
Jurisdiction	SAN MIGUEL CO
Township / Civil Division	TELLURIDE
Census Block Group	2
Census Block	2047
Census Tract	968103

Owner

240 2nd St is owned by two individuals who bought it in July 2026.

Source: San Miguel County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1388, TELLURIDE, CO 81435-1388
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Warranty Deed, Transfer · Conventional Mortgage LAND TITLE GUARANTEE COMPANY
May 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jul 21, 2017	Warranty Deed, Transfer · Conventional Mortgage ALPINE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2026 · Amount on File
Deed Sale	Jul 9, 2026 · Amount on File
Prior Sale	Jul 21, 2017 · Amount on File
Deed Document Number	2026493978
Prior Transfer Date	Apr 23, 2022
Prior Transfer Doc	0000476369
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAN MIGUEL CO
Recording Date	Jul 9, 2026
Property Address	240 2ND ST, PLACERVILLE, CO 81430
Document Number	0000493978
Instrument Date	Jul 9, 2026
Instrument	2026493978
Transaction Type	Transfer
Record Updated	Jul 15, 2026
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,039.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000493979,
Date	Jul 9, 2026
Instrument	2026493979

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MIGUEL CO
Property Address	240 2ND ST, PLACERVILLE, CO 81430
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000476678
Date	May 18, 2022
Instrument	476678

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MIGUEL CO
Property Address	240 2ND ST, PLACERVILLE, CO 81430
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	464599
Date	Aug 20, 2020
Instrument	464599

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAN MIGUEL CO
Recording Date	Jul 21, 2017
Property Address	240 2ND ST, PLACERVILLE, CO 81430
Document Number	0000449545
Map Reference	MB1 PG2894
Instrument Date	Jul 20, 2017
Instrument	449545
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 304, PLACERVILLE, CO 81430-0304

Mortgage

Document Number	0000449546
Date	Jul 21, 2017
Instrument	449546

Lender

Name	ALPINE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Mortgage

Document Number	449547
Date	Jul 21, 2017
Instrument	449547

Lender

Name	COLIN SULLIVAN ETAL
Type	Private Party
Address	PO BOX 59, PLACERVILLE, CO 81430

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 240 2nd St was $1,258.

Source: San Miguel County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	San Miguel County
Unified School District	Telluride School District R-1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,258.00	$28,510 Land $7,970 Building $20,540	$456,180 Land $127,500 Building $328,680
2023	$802.00	$22,210 Land $7,480 Building $14,730	$328,300 Land $110,500 Building $217,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 240 2nd St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 240 2nd St is high, ranking above 75% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 74% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Vero Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 2nd St

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