220 2nd St, Placerville, CO 81430 Property Records

San Miguel County property record for 220 2nd St, Placerville, CO 81430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,990 sqft · built 1982
Lot Size	0.519 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$603,765 (Dec 2017)
Tax Bill	$3,324 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Apr 2020 Mortgage + 1 more
APN	`1040095239`

Property Details

APN / Parcel Number

Primary APN	`1040095239`
Alternative APN	`452334402008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,990 sqft
Basement Area	1,990 sqft
Finished Basement	1,990 sqft

Exterior

Year Built	Built 1982
Lot Area	22,651 sqft (0.519 acres)
Garage Type	Attached
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	220 2ND ST
City	PLACERVILLE
State	CO
Zip	81430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOTS 9 THRU 14 BLK 3 PLACERVILLE ACC TO SUBDIVISION EXEMPTION FOR LOT LINE ADJ OF LOTS 8 AND 9 BLK 3 PLACERVILLE LOCATED SEC
Legal Subdivision	PLACERVILLE
Legal Block	3
Legal Lot Number	8-14
Jurisdiction	SAN MIGUEL CO
Township / Civil Division	TELLURIDE
Census Block Group	2
Census Block	2047
Census Tract	968103

Owner

220 2nd St is owned by an individual who bought it in December 2017.

Source: San Miguel County records, as of February 18, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 4230, TELLURIDE, CO 81435-4230
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 29, 2017	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2017 · Amount on File
Deed Sale	Dec 29, 2017 · Amount on File
Prior Sale	May 23, 2005
Deed Document Number	451833
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MIGUEL CO
Property Address	220 2ND ST, PLACERVILLE, CO 81430
Transaction Type	Mortgage
Record Updated	Jul 8, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	463772
Date	Jun 26, 2020
Instrument	463772

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MIGUEL CO
Property Address	220 2ND ST, PLACERVILLE, CO 81430
Transaction Type	Mortgage
Record Updated	May 7, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	463091
Date	Apr 22, 2020
Instrument	463091

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAN MIGUEL CO
Recording Date	Dec 29, 2017
Property Address	220 2ND ST, PLACERVILLE, CO 81430
Document Number	0000451833
Map Reference	MB1 PG2894
Instrument Date	Dec 29, 2017
Instrument	451833
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.38
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4230, TELLURIDE, CO 81435-4230

Mortgage

Document Number	0000451834
Date	Dec 29, 2017
Instrument	451834

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 220 2nd St was $3,324.

Source: San Miguel County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	San Miguel County
Unified School District	Telluride School District R-1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,324.00	$75,300 Land $9,380 Building $65,920	$1,204,627 Land $150,000 Building $1,054,627
2023	$2,378.00	$58,500 Land $8,790 Building $49,710	$864,838 Land $130,000 Building $734,838

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 220 2nd St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 2nd St is high, ranking above 71% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 67% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Vero Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on 2nd St

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