24 Windward Cir, Warwick, RI 02889 Property Records

Warwick City property record for 24 Windward Cir, Warwick, RI 02889

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,474 sqft · built 1992
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Jan 2015)
Tax Bill	$13,162 (2025)
Deeds & Mortgages	Dec 2022 Refinance Mar 2021 Refinance + 6 more
Flood Zone	Zone X (minimal risk)
APN	`38400390000`

Property Details

APN / Parcel Number

Primary APN	`38400390000`
Alternative APNs	`WARW M:384 B:0039 L:0000` `107733`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,474 sqft Living Area
Gross Area	7,182 sqft
1st Floor Area	1,996 sqft
Attic	Attic
Attic Area	360 sqft
Basement Area	1,328 sqft
Unfinished Basement	600 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	107733
Street Address	24 WINDWARD CIR
City	WARWICK
State	RI
Zip	02889-6821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A40
Legal Block	39
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	2
Census Block	2019
Census Tract	21600

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 WINDWARD CIR, WARWICK, RI 02889-6821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Mar 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Jul 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Jan 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Aug 12, 2020	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Sep 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 4, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 16, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2015 · Amount on Record
Deed Sale	Jan 2, 2015 · Amount on Record
Deed Book / Page	8299 / 146
Last Transfer Date	Sep 11, 2019
Transfer Doc	9351-207
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	24 WINDWARD CIR, WARWICK, RI 02889-6821
Transaction Type	Mortgage
Record Updated	Dec 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010257-125
Date	Dec 13, 2022
Book Page	10257/125
Instrument	17117

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2048

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	24 WINDWARD CIR, WARWICK, RI 02889-6821
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9793-31
Date	Mar 26, 2021
Book Page	9793/31
Instrument	6366

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	24 WINDWARD CIR, WARWICK, RI 02889-6821
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9313-4
Date	Jul 22, 2019
Book Page	9313/4
Instrument	201900009790

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	24 WINDWARD CIR, WARWICK, RI 02889-6821
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9436-168
Date	Jan 13, 2020
Book Page	9436/168
Instrument	495

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	24 WINDWARD CIR, WARWICK, RI 02889-6821
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9577-232
Date	Aug 12, 2020
Book Page	9577/232
Instrument	11383

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK RI
Recording Date	Sep 16, 2019
Property Address	24 WINDWARD CIR, WARWICK, RI 02889-6821
Document Number	9351-207
Book / Page	009351 / 000207
Instrument Date	Sep 11, 2019
Instrument	12784
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 WINDWARD CIR WARWICK RI 028896821, WARWICK, RI 02889-6821

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK RI
Recording Date	Dec 4, 2018
Property Address	24 WINDWARD CIR, WARWICK, RI 02889-6821
Document Number	9180-333
Book / Page	9180 / 333
Instrument Date	Nov 29, 2018
Instrument	17044
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK RI
Recording Date	Nov 16, 2018
Property Address	24 WINDWARD CIR, WARWICK, RI 02889-6821
Document Number	9170-265
Book / Page	009170 / 000265
Instrument Date	Nov 12, 2018
Instrument	16268
Transaction Type	Transfer
Record Updated	Dec 4, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 WINDWARD CIR WARWICK RI 028896821, WARWICK, RI 02889-6821

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,162.00 (-2.59%)	$1,036,400 (+8.84%) Land $196,900 Building $839,500
2024			$1,471,740
2023	$13,512.00 (+1.95%)	$952,200 (+34.57%) Land $177,300 Building $774,900
2022	$13,253.00	$707,600 Land $96,000 Building $611,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	12 (1978–2023)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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