12 Windward Cir, Warwick, RI 02889 Property Records

Warwick City property record for 12 Windward Cir, Warwick, RI 02889

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,108 sqft · built 1870
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2017)
Tax Bill	$7,402 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`38400430000`

Property Details

APN / Parcel Number

Primary APN	`38400430000`
Alternative APNs	`WARW M:384 B:0043 L:0000` `129344` `152641`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,108 sqft Living Area
Gross Area	4,112 sqft
1st Floor Area	992 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	152641
Street Address	12 WINDWARD CIR
City	WARWICK
State	RI
Zip	02889-6821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A40
Legal Block	43
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	2
Census Block	2019
Census Tract	21600

Owner

Source: Warwick City records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55 INDIAN HILL RD, WARWICK, RI 02886-9573
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage KATELYN BRENNAN
Jul 29, 2025	Deed of Trust, Mortgage · Commercial Mortgage LINDA J BACHAND JACSN
Dec 24, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance RHODE ISLAND CREDIT UNION
Jun 1, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance RHODE ISLAND CREDIT UNION
Jun 28, 2017	Executor's Deed, Transfer SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2017 · Amount on Record
Deed Sale	Jun 28, 2017 · Amount on Record
Deed Book / Page	8848 / 109
Last Transfer Date	Apr 8, 2021
Transfer Doc	0009857-56
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	12 WINDWARD CIR, WARWICK, RI 02889-6821
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010750-160
Date	Sep 8, 2025
Book Page	10750/160
Instrument	10361

Lender

Name	KATELYN BRENNAN

Agreement

Amount	Amount Recorded

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	12 WINDWARD CIR, WARWICK, RI 02889-6821
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010726-194
Date	Jul 29, 2025
Book Page	10726/194
Instrument	8608

Lender

Name	LINDA J BACHAND JACSN

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	12 WINDWARD CIR, WARWICK, RI 02889-6821
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010610-335
Date	Dec 24, 2024
Book Page	10610/335
Instrument	13625

Lender

Name	RHODE ISLAND CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Jan 1, 2034

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK RI
Recording Date	Jun 1, 2021
Property Address	12 WINDWARD CIR, WARWICK, RI 02889-6821
Document Number	0009857-56
Book / Page	9857 / 56
Instrument Date	Apr 8, 2021
Instrument	11258
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 WINDWARD CIR, WARWICK, RI 02889-6821

Mortgage

Document Number	0009857-59
Date	Jun 1, 2021
Book Page	9857/59
Instrument	11259

Lender

Name	RHODE ISLAND CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2017: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WARWICK RI
Recording Date	Jun 28, 2017
Property Address	12 WINDWARD CIR, WARWICK, RI 02889-6821
Document Number	008848-109
Book / Page	8848 / 109
Instrument	9368
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Tax	$52.36
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088480112
Date	Jun 28, 2017
Instrument	08848/0112

Lender

Name	SANTANDER BANK NA

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,402.00 (+6.41%)	$582,800 (+18.89%) Land $205,600 Building $377,200
2024			$950,095
2023	$6,956.00 (+9.56%)	$490,200 (+44.6%) Land $186,300 Building $303,900
2022	$6,349.00	$339,000 Land $101,400 Building $237,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	12 (1978–2023)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windward Cir

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