24 Utter St, Cranston, RI 02920 Property Records

Cranston City property record for 24 Utter St, Cranston, RI 02920 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,998 sqft · built 1962
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Aug 2022)
Tax Bill	$6,004 (2025)
Deeds & Mortgages	Aug 2023 Transfer Aug 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`CRAN M:17-4 L:390 U`

Property Details

APN / Parcel Number

Primary APN	`CRAN M:17-4 L:390 U`
Alternative APNs	`M:17=4 L:390 U` `21094191` `4179245`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,998 sqft Living Area
Gross Area	3,538 sqft
1st Floor Area	1,062 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	21094191
Street Address	24 UTTER ST
City	CRANSTON
State	RI
Zip	02920-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	390
Jurisdiction	CRANSTON RI
Township / Civil Division	CRANSTON
Census Block Group	1
Census Block	1034
Census Tract	14502

Owner

Source: Cranston City records · APN CRAN M:17-4 L:390 U

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	24 UTTER ST, CRANSTON, RI 02920-1810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 17, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 18, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage COASTAL ONE CREDIT UNION
May 07, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WAVE FEDERAL CREDIT UNION
Jul 01, 2020	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TR CO
Mar 05, 2018	Deed of Trust, Mortgage · Conventional Mortgage PAWTUCKET CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 18, 2022 · Amount on Record
Deed Sale	Aug 18, 2022 · Amount on Record
Prior Sale	Aug 11, 1994 · Amount on Record
Deed Document Number	2022103580
Deed Book / Page	6538 / 133
Last Transfer Date	Aug 16, 2023
Transfer Doc	006687-140
Record Updated	Sep 20, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CRANSTON RI
Recording Date	Aug 17, 2023
Property Address	24 UTTER ST, CRANSTON, RI 02920-1810
Document Number	006687-142
Book / Page	6687 / 142
Instrument Date	Aug 16, 2023
Instrument	76100
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 UTTER ST, CRANSTON, RI 02920-1810

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CRANSTON RI
Recording Date	Aug 17, 2023
Property Address	24 UTTER ST, CRANSTON, RI 02920-1810
Document Number	006687-140
Book / Page	6687 / 140
Instrument Date	Aug 16, 2023
Instrument	76090
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 UTTER ST, CRANSTON, RI 02920-1810

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRANSTON RI
Recording Date	Aug 18, 2022
Property Address	24 UTTER ST, CRANSTON, RI 02920-1810
Document Number	006538-133
Book / Page	6538 / 133
Instrument Date	Aug 18, 2022
Instrument	103580
Transaction Type	Transfer
Record Updated	Sep 01, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000103590
Date	Aug 18, 2022
Instrument	103590

Lender

Name	COASTAL ONE CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.38%
Type Change Date	Sep 01, 2027
Max Rate At Change	2.5%
Index	1-Year CMT

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Property Address	24 UTTER ST, CRANSTON, RI 02920-1810
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5759-1
Date	May 07, 2019
Book Page	5759/1

Lender

Name	WAVE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 01, 2039

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Property Address	24 UTTER ST, CRANSTON, RI 02920-1810
Document Number	6002-105
Instrument Date	Jul 01, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 UTTER ST CRANSTON RI 029201810, CRANSTON, RI 02920-1810

Mortgage

Document Number	6002-105
Date	Jul 02, 2020
Book Page	006002/000105
Instrument	78480

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Property Address	24 UTTER ST, CRANSTON, RI 02920-1810
Document Number	5565-264
Instrument Date	Mar 05, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 UTTER ST CRANSTON RI 029201810, CRANSTON, RI 02920-1810

Mortgage

Document Number	5565-264
Date	Mar 21, 2018
Book Page	005565/000264

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 20, 2043

Tax Assessment & Valuation

Source: Cranston City records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Cranston City
Unified School District	Cranston School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,004.00 (+5.85%)	$432,600 (+44.15%) Land $116,700 Building $315,900
2023	$5,672.00 (+2.11%)	$300,100 (-) Land $76,900 Building $223,200
2022	$5,555.00	$300,100 Land $76,900 Building $223,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070145021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (2005–2024)
Most Recent Claim	Jan 2024, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 5% of the US · above 14% of Rhode Island
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 334 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

24 Utter St, Cranston, RI 02920 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2023: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Utter St

Nearby Streets

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