Cranston City property record for 22 Utter St, Cranston, RI 02920
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,296 sqft · built 1920 |
| Lot Size | 0.26 acres (11,310 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,000 (Jul 2013) |
| Tax Bill | $4,246 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Feb 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CRAN M:17-4 L:416 U |
| Primary APN | CRAN M:17-4 L:416 U |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,296 sqft Living Area |
| Gross Area | 2,208 sqft |
| 1st Floor Area | 576 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,310 sqft (0.26 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 17188082 |
|---|---|
| Street Address | 22 UTTER ST |
| City | CRANSTON |
| State | RI |
| Zip | 02920-1810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A6 |
| Legal Lot Number | 416 |
| Jurisdiction | CRANSTON RI |
| Township / Civil Division | CRANSTON |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 14502 |
Source: Cranston City assessment roll, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22 UTTER ST, CRANSTON, RI 02920-1810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Feb 3, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Aug 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FEDERAL SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 11, 2013 · Amount on Record |
| Deed Sale | Jul 11, 2013 · Amount on Record |
| Deed Book / Page | 4770 / 209 |
| Last Transfer Date | Jan 30, 2023 |
| Transfer Doc | 006608-272 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRANSTON RI |
| Recording Date | Jul 14, 2026 |
| Property Address | 22 UTTER ST, CRANSTON, RI 02920-1810 |
| Document Number | 0000064760 |
| Book / Page | 7128 / 44 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 202664760 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 22 UTTER ST, CRANSTON, RI 02920-1810 |
| Document Number | 0000064760, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 7128/44 |
| Instrument | 202664760 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CRANSTON RI |
| Recording Date | Feb 3, 2023 |
| Property Address | 22 UTTER ST, CRANSTON, RI 02920-1810 |
| Document Number | 006608-272 |
| Book / Page | 6608 / 272 |
| Instrument Date | Jan 30, 2023 |
| Instrument | 10600 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRANSTON RI |
| Property Address | 22 UTTER ST, CRANSTON, RI 02920-1810 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 6314-183 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 6314/183 |
| Instrument | 134750 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Cranston City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Cranston City |
| Unified School District | Cranston School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,246.00 (+5.13%) | $305,900 (+43.14%) Land $120,900 Building $185,000 |
| 2023 | $4,039.00 (+2.1%) | $213,700 (-) Land $79,600 Building $134,100 |
| 2022 | $3,956.00 | $213,700 Land $79,600 Building $134,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (2005–2024) |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 85% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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