24 Thoreau Cir, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 24 Thoreau Cir, Beverly, MA 01915

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,398 sqft · built 1987
Lot Size	0.596 acres (25,953 sqft)
Owner	2 Individual Names on Record
Last Sale	$730,000 (Oct 2018)
Tax Bill	$11,454 (2025)
Deeds & Mortgages	Jan 2021 Refinance Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R22`

Property Details

APN / Parcel Number

Primary APN	`R22`
Alternative APNs	`BEVE M:0070 B:0020 L` `9856`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,398 sqft Living Area
Gross Area	7,964 sqft
Basement Area	1,728 sqft
Unfinished Basement	1,728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,953 sqft (0.596 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9856
Street Address	24 THOREAU CIR
City	BEVERLY
State	MA
Zip	01915-1343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R22
Legal Subdivision	BEVERLY
Legal Block	20
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	1
Census Block	1024
Census Tract	217101

Owner

Source: Essex County and Beverly City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 THOREAU CIR, BEVERLY, MA 01915-1343
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROSS MORTGAGE COMPANY INC
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK/RI
Oct 23, 2018	Quit Claim Deed, Transfer CITIZENS BANK
Sep 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage CAROL DECOLA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2018 · Amount on Record
Deed Sale	Oct 23, 2018 · Amount on Record
Prior Sale	Aug 22, 2012 · Amount on Record
Deed Book / Page	37098 / 387
Transfer Doc	037098-387
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	24 THOREAU CIR, BEVERLY, MA 01915-1343
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039438-253
Date	Jan 21, 2021
Book Page	39438/253
Instrument	20210121004600

Lender

Name	ROSS MORTGAGE COMPANY INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	24 THOREAU CIR, BEVERLY, MA 01915-1343
Document Number	37886-552
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 THOREAU CIR BEVERLY MA 019151343, BEVERLY, MA 01915-1343

Mortgage

Document Number	37886-552
Date	Sep 30, 2019
Book Page	037886/000552
Instrument	1909302010

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Oct 23, 2018
Property Address	24 THOREAU CIR, BEVERLY, MA 01915-1343
Document Number	37098-387
Book / Page	37098 / 387
Instrument	181023002230
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94.21
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	370980390
Date	Oct 23, 2018
Instrument	37098/0390

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	24 THOREAU CIR, BEVERLY, MA 01915-1343
Document Number	37003-480
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Oct 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 THOREAU CIR BEVERLY MA 019151343, BEVERLY, MA 01915-1343

Mortgage

Document Number	37003-480
Date	Sep 11, 2018
Book Page	037003/000480
Instrument	1809111440

Lender

Name	CAROL DECOLA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,454.00 (+1.47%)	$1,042,200 (+3.68%) Land $489,300 Building $552,900	$1,366,860
2024	$11,288.00 (+4.35%)	$1,005,200 (+4.63%) Land $452,300 Building $552,900
2023	$10,817.00	$960,700 Land $407,800 Building $552,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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