23 Thoreau Cir, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 23 Thoreau Cir, Beverly, MA 01915

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,508 sqft · built 1987
Lot Size	5.72 acres (249,202 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,900,000 (Mar 2023)
Tax Bill	$19,143 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2023 Sale + 2 more
Flood Zone	Zone A (high risk)
APN	`R45`

Property Details

APN / Parcel Number

Primary APN	`R45`
Alternative APNs	`BEVE M:0070 B:0011 L` `9847`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,508 sqft Living Area
Gross Area	8,471 sqft
Basement Area	1,768 sqft
Unfinished Basement	1,768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	249,202 sqft (5.72 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9847
Street Address	23 THOREAU CIR
City	BEVERLY
State	MA
Zip	01915-1345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R45
Legal Subdivision	LONGFELLOW PLACE
Legal Block	11
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	1
Census Block	1000
Census Tract	217101

Owner

Source: Essex County and Beverly City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 THOREAU CIR, BEVERLY, MA 01915-1345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · ARM CAMBRIDGE TRUST CO
Mar 30, 2023	Quit Claim Deed, Transfer
Mar 22, 2023	Personal Representative Deed, Transfer
Jun 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIDUCIARY T CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2023 · Amount on Record
Deed Sale	Mar 30, 2023 · Amount on Record
Prior Sale	Jun 15, 2006 · Amount on Record
Deed Document Number	20233340
Deed Book / Page	41498 / 219
Prior Transfer Date	Mar 21, 2023
Prior Transfer Doc	041498-219
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	23 THOREAU CIR, BEVERLY, MA 01915-1345
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041655-584
Date	Jul 11, 2023
Book Page	41655/584
Instrument	20230711002520

Lender

Name	CAMBRIDGE TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Aug 1, 2030
Index	Other
Margin	3

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Mar 30, 2023
Property Address	23 THOREAU CIR, BEVERLY, MA 01915-1345
Document Number	041498-219
Book / Page	41498 / 219
Instrument Date	Mar 21, 2023
Instrument	20230330003340
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23 THOREAU CIR, BEVERLY, MA 01915-1345

March 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BEVERLY MA
Recording Date	Mar 22, 2023
Property Address	23 THOREAU CIR, BEVERLY, MA 01915-1345
Document Number	041486-211
Book / Page	41486 / 211
Instrument Date	Mar 21, 2023
Instrument	20230322002150
Transaction Type	Transfer
Record Updated	Apr 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 THOREAU CIR, BEVERLY, MA 01915-1345

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	23 THOREAU CIR, BEVERLY, MA 01915-1345
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040973-159
Date	Jun 1, 2022
Book Page	40973/159
Instrument	20220601003250

Lender

Name	FIDUCIARY T CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,143.00 (+5.56%)	$1,741,900 (+7.86%) Land $726,600 Building $1,015,300	$1,976,445
2024	$18,135.00 (+3.63%)	$1,614,900 (+3.91%) Land $673,900 Building $941,000
2023	$17,500.00	$1,554,200 Land $610,700 Building $943,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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