24 Terrence St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 24 Terrence St, Springfield, MA 01109

Property Summary

Property Type	Duplex
Details	8 bd · 2 ba · 3,753 sqft · built 1891
Lot Size	0.148 acres (6,438 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Aug 2024)
Tax Bill	$5,399 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11465 P:0005`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11465 P:0005`
Alternative APN	`114650005`

Interior

Bedrooms	8 Beds
Full Baths	2 Baths
Total Rooms	16 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,753 sqft Living Area
1st Floor Area	1,461 sqft

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	6,438 sqft (0.148 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	114650005
Street Address	24 TERRENCE ST
City	SPRINGFIELD
State	MA
Zip	01109-4219
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1005
Census Tract	801800

Owner

24 Terrence St, a duplex, is owned by two individuals who bought it in August 2024.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 TERRENCE ST, 24, SPRINGFIELD, MA 01109-4219
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Aug 3, 2023	Quit Claim Deed, Transfer SERVICELINK
Mar 28, 2019	Quit Claim Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2024 · Amount on File
Deed Sale	Aug 16, 2024 · Amount on File
Prior Sale	Jan 29, 2024 · Amount on File
Deed Document Number	202437718
Deed Book / Page	25537 / 170
Record Updated	Oct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jan 29, 2024
Property Address	24 TERRENCE ST, SPRINGFIELD, MA 01109-4219
Document Number	025304-550
Book / Page	25304 / 550
Instrument Date	Jan 26, 2024
Instrument	3969
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 WHIPPLE RD, BILLERICA, MA 01821-2211

Mortgage

Document Number	0000003970
Date	Jan 29, 2024
Instrument	3970

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 3, 2023
Property Address	24 TERRENCE ST, SPRINGFIELD, MA 01109-4219
Document Number	025104-335
Book / Page	25104 / 335
Instrument Date	May 21, 2021
Instrument	36108
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 N CLASSEN BLVD # 110E, 110E, OKLAHOMA CITY, OK 73106-7627
Investor	Possibly a Property Investor

March 2019: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Mar 28, 2019
Property Address	24 TERRENCE ST, SPRINGFIELD, MA 01109-4219
Document Number	22602-256
Book / Page	022602 / 000256
Instrument Date	Mar 21, 2019
Instrument	15182
Transaction Type	Foreclosure
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	301 W BAY ST JACKSONVILLE FL 322025184, JACKSONVILLE, FL 32202-5184

Tax Assessment & Valuation

The 2026 property tax bill for 24 Terrence St was $5,399, down 3.6% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,399.00 (-3.61%)	$349,200 (-2.24%) Land $39,400 Building $309,800	$382,746
2025	$5,601.00	$357,200 Land $25,500 Building $331,700
2023	$2,823.00	$165,600 Land $22,700 Building $142,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 24 Terrence St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 24 Terrence St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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