39 Terrence St, #41, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 39 Terrence St, #41, Springfield, MA 01109

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,236 sqft · built 1884
Lot Size	0.12 acres (5,240 sqft)
Owner	2 Individual Names on File
Last Sale	$179,900 (Jan 2019)
Tax Bill	$4,439 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11465 P:0021`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11465 P:0021`
Alternative APN	`114650021`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,236 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	156 sqft
Unfinished Basement	156 sqft

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1884
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Lot Area	5,240 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	114650021
Street Address	39 TERRENCE ST, 41
City	SPRINGFIELD
State	MA
Zip	01109-4218
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1006
Census Tract	801800

Owner

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	39 TERRENCE ST, 41, SPRINGFIELD, MA 01109-4218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2019	Quit Claim Deed, Transfer · FHA Mortgage Quitclaim
Mar 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 17, 2019 · Amount on Record
Deed Sale	Jan 17, 2019 · Amount on Record
Prior Sale	Mar 15, 2017 · Amount on Record
Deed Document Number	20193093
Transfer Doc	21600-489
Record Updated	Jun 8, 2026

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jan 17, 2019
Property Address	41 TERRENCE ST, SPRINGFIELD, MA 01109-4218
Document Number	22526-152
Book / Page	22526 / 152
Instrument Date	Jan 7, 2019
Instrument	3093
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 MALDEN ST, SPRINGFIELD, MA 01108-1309

Mortgage

Document Number	-
Date	Jan 17, 2019
Instrument	3094

Lender

Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Mar 15, 2017
Property Address	41 TERRENCE ST, SPRINGFIELD, MA 01109-4218
Document Number	21600-489
Book / Page	021600 / 000489
Instrument Date	Mar 10, 2017
Instrument	13351
Transaction Type	Transfer
Record Updated	Apr 4, 2017

Transaction

Amount	Amount Recorded
Tax	$12.21
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	242 DICKINSON ST SPRINGFIELD MA 011081850, SPRINGFIELD, MA 01108-1850

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,439.00 (+21.05%)	$283,100 (+31.61%) Land $24,800 Building $258,300
2023	$3,667.00	$215,100 Land $22,100 Building $193,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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