24 Silver Tree Cir, Cary, IL 60013 Property Records

McHenry County property record for 24 Silver Tree Cir, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,140 sqft · built 1976
Lot Size	0.027 acres (1,177 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jun 2023)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-12-103-148`

Property Details

APN / Parcel Number

Primary APN	`19-12-103-148`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,140 sqft
1st Floor Area	570 sqft
2nd Floor Area	570 sqft

Exterior

Year Built	Built 1976
Exterior Material	Frame Siding
Lot Area	1,177 sqft (0.027 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	24 SILVER TREE CIR
City	CARY
State	IL
Zip	60013-1554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0032600 LT 3 /EX SELY 2.08FT/ & SELY 2.11FT LT 2 BLK 53 BRIGHT OAKS UNIT 1
Legal Range	08E
Legal Township	43N
Legal Section	12
Legal Subdivision	BRIGHT OAKS 01
Legal Block	53
Legal Lot Number	2-3
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1022
Census Tract	871304

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1063 MANCHESTER CT, SOUTH ELGIN, IL 60177-1421
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP
Sep 1, 2017	Warranty Deed, Transfer · FHA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2023 · Amount on Record
Deed Sale	Jun 7, 2023 · Amount on Record
Prior Sale	Sep 1, 2017 · Amount on Record
Deed Document Number	2023R0013388
Record Updated	Jun 7, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 7, 2023
Property Address	24 SILVER TREE CIR, CARY, IL 60013-1554
Document Number	0000013388
Map Reference	DOC 537079
Instrument Date	May 11, 2023
Instrument	2023R0013388
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1063 MANCHESTER CT, SOUTH ELGIN, IL 60177-1421

Mortgage

Document Number	0000013389
Date	Jun 7, 2023
Instrument	2023R0013389

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.75%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 1, 2017
Property Address	24 SILVER TREE CIR, CARY, IL 60013-1554
Document Number	0000032600
Map Reference	DOC537079
Instrument Date	Aug 24, 2017
Instrument	2017R0032600
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.75
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 SILVER TREE CIR, CARY, IL 60013-1554

Mortgage

Document Number	0000032601
Date	Sep 1, 2017
Instrument	2017R0032601

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$40,888 Land $8,667 Building $32,221	$122,664 Land $26,001 Building $96,663

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2001–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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