14 Silver Tree Cir, Cary, IL 60013 Property Records

McHenry County property record for 14 Silver Tree Cir, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,140 sqft · built 1976
Lot Size	0.026 acres (1,829 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Aug 2022)
Tax Bill	$3,940 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-12-103-144`

Property Details

APN / Parcel Number

Primary APN	`19-12-103-144`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,140 sqft Living Area
1st Floor Area	570 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	1,829 sqft (0.026 acres)
Lot Dimensions	59 ft deep x 31 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14 SILVER TREE CIR
City	CARY
State	IL
Zip	60013-1554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0027430 LT 3 /EX ELY 2.12FT/ BLK 51 BRIGHT OAKS UNIT 1
Legal Subdivision	BRIGHT OAKS
Legal Block	51
Legal Lot Number	3
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1022
Census Tract	871304

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 SILVER TREE CIR, CARY, IL 60013-1554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 26, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Nov 19, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 15, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2022 · Amount on Record
Deed Sale	Aug 3, 2022 · Amount on Record
Prior Sale	Apr 26, 2022 · Amount on Record
Deed Document Number	202227430
Prior Transfer Date	Nov 11, 2021
Prior Transfer Doc	0000062662
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 3, 2022
Property Address	14 SILVER TREE CIR, CARY, IL 60013-1554
Document Number	0000027430
Instrument Date	Jul 20, 2022
Instrument	2022R0027430
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 TARRENCE DR, NORTHBROOK, IL 60062

Mortgage

Document Number	0000027431
Date	Aug 3, 2022
Instrument	2022R0027431

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.75%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 26, 2022
Property Address	14 SILVER TREE CIR, CARY, IL 60013-1554
Document Number	0000015271
Map Reference	DOC 577079
Instrument Date	Apr 16, 2022
Instrument	2022R0015271
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$105.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 OAK RD, 104, FAIRFAX, CA 94930-2124

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1297 BAROQUE AVE, VOLO, IL 60073-5920

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Nov 19, 2021
Property Address	14 SILVER TREE CIR, CARY, IL 60013-1554
Document Number	0000062662
Map Reference	DOC 577079
Instrument Date	Nov 11, 2021
Instrument	2021R0062662
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 OAK RD, FAIRFAX, CA 94930-2124

March 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MCHENRY IL
Recording Date	Mar 15, 2019
Property Address	14 SILVER TREE CIR, CARY, IL 60013-1554
Document Number	0000006833
Instrument Date	Feb 28, 2019
Instrument	6833
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 PYTHIAN RD SANTA ROSA CA 954096325, SANTA ROSA, CA 95409-6325

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,940.00	$54,788 (+35.96%) Land $10,737 Building $44,051	$164,364 (+35.96%) Land $32,211 Building $132,153
2022		$40,297 Land $8,667 Building $31,630	$120,891 Land $26,001 Building $94,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2001–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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