Contra Costa County property record for 24 S Bella Monte Ave, Bay Point, CA 94565
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 959 sqft · built 1929 |
| Lot Size | 0.102 acres (4,450 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Jul 2020) |
| Tax Bill | $2,015 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 095-034-003-4 |
| Primary APN | 095-034-003-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 959 sqft Living Area |
| 1st Floor Area | 959 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1935 |
| Lot Area | 4,450 sqft (0.102 acres) |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 24 S BELLA MONTE AVE |
|---|---|
| City | BAY POINT |
| State | CA |
| Zip | 94565-3316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P1 |
| Legal Description | JOSEPH SIINO SUBN LOT 6 BLK 2 |
| Legal Subdivision | JOSEPH SIINO SUB |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | ANTIOCH-PITTSBURG |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 314106 |
24 S Bella Monte Ave is owned and occupied by two individuals who bought it in July 2020.
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24 S BELLA MONTE AVE, BAY POINT, CA 94565-3316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 15, 2020 | Grant Deed, Transfer · Conventional Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2020 · Amount on File |
| Deed Sale | Jul 15, 2020 · Amount on File |
| Prior Sale | Mar 5, 2010 · Amount on File |
| Deed Document Number | 2020141167 |
| Prior Transfer Date | Jun 29, 2020 |
| Prior Transfer Doc | 0000141167 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 24 S BELLA MONTE AVE, BAY POINT, CA 94565-3316 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 24 S BELLA MONTE AVE, BAY POINT, CA 94565-3316 |
| Document Number | 0000338331 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 2021-338331 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 15, 2020 |
| Property Address | 24 S BELLA MONTE AVE, BAY POINT, CA 94565-3316 |
| Document Number | 0000141167 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 141167 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $308.00 |
| Amount Accuracy | Full Value |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 24 S BELLA MONTE AVE BAY POINT CA 945653316, BAY POINT, CA 94565-3316 |
| Document Number | 141168 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 141168 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 14, 2050 |
The 2025 property tax bill for 24 S Bella Monte Ave was $2,015 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $111,763 (+2%) Land $63,189 Building $48,574 | |
| 2025 | $2,015.00 Homeowner's exemption | $109,572 Land $61,950 Building $47,622 |
| 2023 | $1,880.00 (+0.59%) Homeowner's exemption | $105,320 Land $59,546 Building $45,774 |
| 2022 | $1,869.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 24 S Bella Monte Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 24 S Bella Monte Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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