45 S Bella Monte Ave, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 45 S Bella Monte Ave, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,034 sqft · built 1947
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Sep 2018)
Tax Bill	$3,600 (2025)
Deeds & Mortgages	May 2019 Line of Credit Sep 2018 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`095-032-004-4`

Property Details

APN / Parcel Number

Primary APN	`095-032-004-4`
Alternative APN	`095-032-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,034 sqft Living Area
1st Floor Area	839 sqft
2nd Floor Area	195 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	45 S BELLA MONTE AVE
City	BAY POINT
State	CA
Zip	94565-3335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	JOSEPH SIINO SUBN POR LOT 5 & 6 BLK 3
Legal Subdivision	JOSEPH SIINO SUB
Legal Block	3
Legal Lot Number	5,6
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	ANTIOCH-PITTSBURG
Census Block Group	1
Census Block	1000
Census Tract	314106

Owner

Source: Contra Costa County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	436 ASBURY CT, LIVERMORE, CA 94551-1832
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
May 1, 2019	Deed of Trust, Mortgage · Line of Credit GREAT LAKES CU
Sep 20, 2018	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Sep 20, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
Sep 20, 2018	Affidavit of Death, Transfer CHICAGO TITLE COMPANY
Sep 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2018 · Amount on Record
Deed Sale	Sep 20, 2018 · Amount on Record
Deed Document Number	2018150474
Prior Transfer Date	Aug 28, 2017
Prior Transfer Doc	0000169886
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	45 S BELLA MONTE AVE, BAY POINT, CA 94565-3335
Document Number	0000065357
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	436 ASBURY CT LIVERMORE CA 945511832, LIVERMORE, CA 94551-1832

Mortgage

Document Number	0000065357
Date	May 7, 2019
Instrument	65357

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	NORTH CHICAGO, IL 60064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 6, 2039

Interest

Rate Type	Adjustable Rate

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 20, 2018
Property Address	45 S BELLA MONTE AVE, BAY POINT, CA 94565-3335
Document Number	0000150474
Instrument Date	Sep 17, 2018
Instrument	150474
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	436 ASBURY CT LIVERMORE CA 945511832, LIVERMORE, CA 94551-1832

Mortgage

Document Number	150476
Date	Sep 20, 2018
Instrument	150476

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 20, 2018
Property Address	45 S BELLA MONTE AVE, BAY POINT, CA 94565-3335
Document Number	0000150475
Instrument Date	Sep 17, 2018
Instrument	150475
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	431 COLUSA WAY LIVERMORE CA 945511505, LIVERMORE, CA 94551-1505

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 20, 2018
Property Address	45 S BELLA MONTE AVE, BAY POINT, CA 94565-3335
Document Number	0000150473
Instrument Date	Sep 10, 2018
Instrument	150473
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	44 SEVILLE CT ALAMO CA 945072837, ALAMO, CA 94507-2837

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 18, 2017
Property Address	45 S BELLA MONTE AVE, BAY POINT, CA 94565-3335
Document Number	0000169886
Instrument Date	Aug 28, 2017
Instrument	169886
Transaction Type	Transfer
Record Updated	Sep 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	45 S BELLA MONTE AVE BAY POINT CA 945653335, BAY POINT, CA 94565-3335

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$250,316 (+2%) Land $199,117 Building $51,199
2025	$3,600.00 (+5.54%)	$245,409 (+4.04%) Land $195,213 Building $50,196
2023	$3,411.00 (+0.68%)	$235,882 Land $187,634 Building $48,248
2022	$3,388.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on S Bella Monte Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures