24 Prospect St, Cuba, NY 14727 Property Records

Allegany County and Cuba Town property record for 24 Prospect St, Cuba, NY 14727

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,032 sqft · built 1880
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (May 2022)
Tax Bill	$2,243 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
APN	`024801 179.6-1-26`

Property Details

APN / Parcel Number

Primary APN	`024801 179.6-1-26`
Alternative APNs	`480117900600010260000000` `00000000336`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,032 sqft Living Area
1st Floor Area	1,504 sqft
2nd Floor Area	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	17,860 sqft (0.41 acres)

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	176 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000000336
Street Address	24 PROSPECT ST
City	CUBA
State	NY
Zip	14727-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GL 52
Legal Block	1
Legal Lot Number	26.000
Jurisdiction	ALLEGANY NY
Township / Civil Division	CUBA
Census Block Group	1
Census Block	1037
Census Tract	950500

Owner

Source: Allegany County and Cuba Town records · APN 024801 179.6-1-26

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	24 PROSPECT ST, CUBA, NY 14727-1315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Prior Sale	Jun 26, 1995 · Amount on Record
Deed Document Number	202223319
Record Updated	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGANY NY
Recording Date	May 25, 2022
Property Address	24 PROSPECT ST, CUBA, NY 14727-1315
Document Number	0000003319
Instrument Date	May 23, 2022
Instrument	2022-23319
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	210 N 7TH ST, OLEAN, NY 14760-2312

Mortgage

Document Number	0000003320
Date	May 25, 2022
Instrument	2022-23320

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Allegany County and Cuba Town records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Allegany County
County Subdivision	Cuba Town
Municipality	Cuba Village
Unified School District	Cuba-Rushford Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,243.00	$50,000 (-30.56%) Land $11,800 Building $38,200	$51,020 (-29.14%) Land $12,041 Building $38,979
2023		$72,000 Land $13,700 Building $58,300	$72,000 Land $13,700 Building $58,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2003–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2016 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 308 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CUBA VILLAGE PUBLIC WATER serves 1,800 people
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Feb 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.