22 Prospect St, Cuba, NY 14727 Property Records

Allegany County and Cuba Town property record for 22 Prospect St, Cuba, NY 14727

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,060 sqft · built 1900
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Last Sale$47,000 (May 2021)
Tax Bill$4,168 (2026)
Deeds & MortgagesMay 2021 Sale & Mortgage
APN024801 179.6-1-25

Property Details

APN / Parcel Number

Primary APN024801 179.6-1-25
Alternative APNs
  • 480117900600010250000000
  • 00000000335

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,060 sqft Living Area
1st Floor Area1,196 sqft
2nd Floor Area724 sqft
Upper Floors Area140 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialWood
Foundation TypeRaised
Lot Area21,780 sqft (0.5 acres)
Garage TypeDetached
Garage Area468 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area352 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00000000335
Street Address22 PROSPECT ST
CityCUBA
StateNY
Zip14727-1315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number25.000
JurisdictionALLEGANY NY
Township / Civil DivisionCUBA
Census Block Group1
Census Block1037
Census Tract950500

Owner

22 Prospect St is owned and occupied by an individual who bought it in May 2021.

Source: Allegany County and Cuba Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address22 PROSPECT ST, CUBA, NY 14727-1315
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2021 · Amount on File
Deed SaleMay 5, 2021 · Amount on File
Prior SaleMay 5, 2000 · Amount on File
Deed Document Number202113327
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGANY NY
Recording DateMay 5, 2021
Property Address22 PROSPECT ST, CUBA, NY 14727-1315
Document Number3327
Instrument DateMay 4, 2021
Instrument2021-13327
Transaction TypeTransfer
Record UpdatedJun 2, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address141 W MAIN ST APT 1, 1, CUBA, NY 14727-1321

Mortgage

Document Number3328
DateMay 5, 2021
Instrument2021-13328
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 22 Prospect St was $4,168, up 38.7% from the year before.

Source: Allegany County and Cuba Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAllegany County
County SubdivisionCuba Town
MunicipalityCuba Village
Unified School DistrictCuba-Rushford Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,168.00 (+38.66%)
2025$3,006.00$67,000 Land $14,400 Building $52,600$68,367 Land $14,694 Building $53,673
2023$54,000 Land $16,300 Building $37,700$54,000 Land $16,300 Building $37,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 22 Prospect St; there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2003–2016)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCUBA VILLAGE PUBLIC WATER
serves 1,800 people · EPA ID NY0200317
Water SourceGroundwater
Last State InspectionFeb 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Feb 2023
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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