24 Oneida St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta Town property record for 24 Oneida St, Oneonta, NY 13820

Property Summary

Property Type	Restaurant
Details	3,580 sqft · built 1980
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,290 (2026)
Deeds & Mortgages	May 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`364600 299.06-2-68.00`

Property Details

APN / Parcel Number

Primary APN	`364600 299.06-2-68.00`
Alternative APNs	`460029900600020680000000` `096300`

Interior

Stories	1 Story
Building Area	3,580 sqft Gross Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	52,708 sqft (1.21 acres)
Canopy	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	096300
Street Address	24 ONEIDA ST
City	ONEONTA
State	NY
Zip	13820-2108
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	984 0 0
Legal Block	2
Legal Lot Number	68.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	3
Census Block	3022
Census Tract	590800

Owner

Source: Otsego County and Oneonta Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	126 WHISPERING OAKS LN, OTEGO, NY 13825-3214
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO NY
Recording Date	May 13, 2019
Property Address	24 ONEIDA ST, ONEONTA, NY 13820-2108
Document Number	0000002072
Instrument Date	May 1, 2019
Instrument	2072
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 WHISPERING OAKS LN OTEGO NY 138253214, OTEGO, NY 13825-3214

Tax Assessment & Valuation

Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Oneonta Town
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,290.00 (+0.96%)
2025	$9,202.00 (+220.4%)	$276,200 (-) Land $101,600 Building $174,600	$394,571 (+11.43%) Land $145,143 Building $249,428
2023	$2,872.00	$276,200 (-) Land $101,600 Building $174,600	$354,103 (+12.82%) Land $130,257 Building $223,846
2022		$276,200 Land $101,600 Building $174,600	$313,864 Land $115,455 Building $198,409

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1993–2011)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 5 claims Severe Storms And Flooding, Jun 2006 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEONTA CITY serves 15,954 people · EPA ID NY3800154
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20