14 Oneida St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta Town property record for 14 Oneida St, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 876 sqft · built 1910
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$67,000 (Jun 2020)
Tax Bill	$2,383 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`364600 299.06-2-9.00`

Property Details

APN / Parcel Number

Primary APN	`364600 299.06-2-9.00`
Alternative APNs	`460029900600020090000000` `106820`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	876 sqft Living Area
1st Floor Area	876 sqft
Upper Floors Area	184 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1970
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Lot Width	60 ft Width
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	106820
Street Address	14 ONEIDA ST
City	ONEONTA
State	NY
Zip	13820-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	986 0 0
Legal Block	2
Legal Lot Number	9.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	3
Census Block	3022
Census Tract	590800

Owner

14 Oneida St is owned by an individual who bought it in June 2020.

Source: Otsego County and Oneonta Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 77, ONEONTA, NY 13820-0077
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2020 · Amount on File
Deed Sale	Jun 17, 2020 · Amount on File
Deed Document Number	20202420
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Jun 17, 2020
Property Address	14 ONEIDA ST, ONEONTA, NY 13820-2106
Document Number	0000002420
Instrument Date	Jun 10, 2020
Instrument	2420
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 77 ONEONTA NY 138200077, ONEONTA, NY 13820-0077

Mortgage

Document Number	2421
Date	Jun 17, 2020
Instrument	2421

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 14 Oneida St was $2,383, up 0.5% from the year before.

Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Oneonta Town
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,383.00 (+0.46%)
2025	$2,372.00	$73,900 Land $22,500 Building $51,400	$105,571 Land $32,143 Building $73,428
2023	$691.00	$73,900 (-) Land $22,500 Building $51,400	$94,744 (+12.82%) Land $28,846 Building $65,898
2022		$73,900 Land $22,500 Building $51,400	$83,977 Land $25,568 Building $58,409

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Oneida St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1993–2011)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 5 claims Severe Storms And Flooding, Jun 2006 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Oneida St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEONTA CITY serves 15,954 people · EPA ID NY3800154
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20