24 Norriego Rd, Destin, FL 32541 Property Records

Okaloosa County property record for 24 Norriego Rd, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details4 bd · 5.5 ba · 5,081 sqft · built 2014
Lot Size0.254 acres (11,049 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Dec 2012)
Tax Bill$15,076 (2025)
Deeds & MortgagesApr 2018 Loan Modification
Flood ZoneZone AE (high risk)
APNC56-000-590-9418-5

Property Details

APN / Parcel Number

Primary APNC56-000-590-9418-5
Alternative APNs
  • 00-2S-24-2186-000E-0020
  • 24S2002186000E0020

Interior

Bedrooms4 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area5,081 sqft Living Area
Gross Area7,887 sqft
1st Floor Area743 sqft
FlooringWood
Interior WallsCustom/Decorative
ElevatorElevator

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialTile
Lot Area11,049 sqft (0.254 acres)
Lot Width85 ft Width
Garage TypeAttached
Garage Area1,163 sqft
PorchFinished/Open Porch
Porch Area1,643 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address24 NORRIEGO RD
CityDESTIN
StateFL
Zip32541-3010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOLIDAY ISLE LOT 2 BLK E
Legal SubdivisionHOLIDAY ISLE
Legal BlockE
Legal Lot Number2
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2008
Census Tract23303

Owner

24 Norriego Rd is owned and occupied by two individuals who acquired it in March 2025.

Source: Okaloosa County records, as of June 11, 2026

Owner of Record2 Individual Names on File
Mailing Address24 NORRIEGO RD, DESTIN, FL 32541-3010
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2012 · Amount on File
Deed SaleDec 18, 2012 · Amount on File
Prior SaleSep 29, 2009 · Amount on File
Deed Document Number20122821788
Deed Book / Page3070 / 602
Last Transfer DateMar 4, 2025
Transfer Doc0003740796
Record UpdatedOct 29, 2026

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOKALOOSA FL
Property Address24 NORRIEGO RD, DESTIN, FL 32541-3010
Document Number0033460287
Instrument DateApr 10, 2018
Transaction TypeMortgage
Record UpdatedApr 26, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 NORRIEGO RD DESTIN FL 325413010, DESTIN, FL 32541-3010

Mortgage

Document Number0033460287
DateApr 17, 2018
Book Page003346/000287
Instrument3201060
Lender
NameSMARTBANK
TypeBank
AddressPIGEON FORGE, TN 37868-1910
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 24 Norriego Rd was $15,076.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,076.00$1,312,043$2,525,676 Land $823,623 Building $1,702,053
2023$14,328.00 (+2.2%) Homeowner's exemption$1,237,928 (+3%)$2,432,138 (+25.23%) Land $791,945 Building $1,640,193
2022$14,020.00 Homeowner's exemption$1,201,872$1,942,080 Land $571,388 Building $1,370,692

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Norriego Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 422 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,500 units insured
incl. 1,078 condo units
Nearby Flood Claims819 (1980–2024)
Claims Outside the SFHA261 of 819
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Dennis, Jul 2005 · 58 claims
  • Hurricane Frances, Sep 2004 · 182 claims
  • Hurricane Opal, Oct 1995 · 461 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 24 Norriego Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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