Okaloosa County property record for 20 Norriego Rd, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,900 sqft · built 1984 |
| Lot Size | 0.253 acres (11,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,650,400 (Jul 2025) |
| Tax Bill | $15,395 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Jan 2021 Transfer + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-590-9420-1 |
| Primary APN | C56-000-590-9420-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,900 sqft Heated Area |
| Gross Area | 4,181 sqft |
| 1st Floor Area | 976 sqft |
| Upper Floors Area | 1,020 sqft |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 11,049 sqft (0.253 acres) |
| Lot Width | 85 ft Width |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 88 sqft |
| Patio Area | 545 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 20 NORRIEGO RD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOLIDAY ISLE LOT 4 BLK E |
| Legal Range | 24 |
| Legal Township | 02S |
| Legal Subdivision | HOLIDAY ISLE |
| Legal Block | E |
| Legal Lot Number | 4 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 23303 |
20 Norriego Rd is owned and occupied by an individual who bought it in July 2025.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 305 OLD LLOYD RD, MONTICELLO, FL 32344-5773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2021 | Warranty Deed, Transfer · Seller Carry-Back THAD BESSHEARS |
| Jan 5, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 3, 2020 | Warranty Deed, Transfer AQUA TITLE SERVICES, AQUA TITLE SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2025 · Amount on File |
| Deed Sale | Jul 7, 2025 · Amount on File |
| Prior Sale | Apr 16, 2021 · Amount on File |
| Deed Document Number | 3762635 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 16, 2021 |
| Property Address | 20 NORRIEGO RD, DESTIN, FL 32541-3010 |
| Document Number | 0035394813 |
| Book / Page | 3539 / 4813 |
| Map Reference | MB 3 PG 57 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 3447119 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 305 OLD LLOYD RD, 305, MONTICELLO, FL 32344-5773 |
| Name | Verified Name |
|---|---|
| Address | 385 LVY LANE, SENOIA, GA 30276 |
| Document Number | 35394815 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 3539/4815 |
| Name | THAD BESSHEARS |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 5, 2021 |
| Property Address | 20 NORRIEGO RD, DESTIN, FL 32541-3010 |
| Document Number | 0035161104 |
| Book / Page | 3516 / 1104 |
| Map Reference | MB 3 PG 57 |
| Instrument Date | Jan 4, 2021 |
| Instrument | 3419338 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3035 OLD LLOYD RD, 3035, MONTICELLO, FL 32344-6057 |
| Name | Verified Name |
|---|---|
| Address | 305 OLD LLOYD RD, MONTICELLO, FL 32344-5773 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 3, 2020 |
| Property Address | 20 NORRIEGO RD, DESTIN, FL 32541-3010 |
| Document Number | 0035030719 |
| Book / Page | 003503 / 000719 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 3404401 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2020 |
| Title Company | AQUA TITLE SERVICES, AQUA TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $7,000.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 305 OLD LLOYD RD MONTICELLO FL 323445773, MONTICELLO, FL 32344-5773 |
The 2025 property tax bill for 20 Norriego Rd was $15,395 with exemptions applied.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,395.00 Homeowner's exemption Widower's exemption | $1,343,971 Land $823,623 Building $520,348 | $1,343,971 Land $823,623 Building $520,348 |
| 2023 | $15,799.00 (+46.08%) Homeowner's exemption | $1,361,104 (+51.65%) Land $791,945 Building $569,159 | $1,361,104 (+51.65%) Land $791,945 Building $569,159 |
| 2022 | $10,815.00 | $897,512 Land $571,388 Building $326,124 | $897,512 Land $571,388 Building $326,124 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Norriego Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20 Norriego Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures