24 N Prospect St, Amherst, MA 01002 Property Records

Hampshire County and Amherst Town City property record for 24 N Prospect St, Amherst, MA 01002

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,866 sqft · built 1886
Lot Size	0.169 acres (7,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Sep 2021)
Tax Bill	$13,655 (2026)
Deeds & Mortgages	Feb 2023 Refinance Jan 2022 Refinance + 2 more
APN	`14A000031`

Property Details

APN / Parcel Number

Primary APN	`14A000031`
Alternative APN	`AMHE M:0014A B:0000 L:0031`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,866 sqft Living Area
Gross Area	6,078 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Slate
Lot Area	7,350 sqft (0.169 acres)

Utilities, Heating & Cooling

Heating System	Geothermal
Heating Fuel	Electric

Location & Zoning

Account Number	14A000031
Street Address	24 N PROSPECT ST
City	AMHERST
State	MA
Zip	01002-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	31
Jurisdiction	AMHERST MA
Township / Civil Division	AMHERST TOWN
Census Block Group	4
Census Block	4004
Census Tract	820500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Prospect-Gaylord Historic District listed 1993 · 58 contributing resources · NRIS 93000007

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampshire County and Amherst Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 N PROSPECT ST, AMHERST, MA 01002-2014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLESBANK (HOLYOKE MA)
Jan 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLESBANK (HOLYOKE MA)
Sep 30, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE
Jun 21, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Prior Sale	May 15, 1987 · Amount on Record
Deed Document Number	202124520
Deed Book / Page	14290 / 10
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	24 N PROSPECT ST, AMHERST, MA 01002-2014
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014808-196
Date	Feb 27, 2023
Book Page	14808/196
Instrument	2782

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	24 N PROSPECT ST, AMHERST, MA 01002-2014
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014439-159
Date	Jan 31, 2022
Book Page	14439/159
Instrument	2199

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMHERST MA
Recording Date	Sep 30, 2021
Property Address	24 N PROSPECT ST, AMHERST, MA 01002-2014
Document Number	14290-10
Book / Page	14290 / 10
Instrument Date	Sep 30, 2021
Instrument	24520
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 ELM AVE, TAKOMA PARK, MD 20912-4628

Mortgage

Document Number	24521
Date	Sep 30, 2021
Instrument	24521

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMHERST MA
Recording Date	Jun 21, 2019
Property Address	24 N PROSPECT ST, AMHERST, MA 01002-2014
Document Number	13298-63
Book / Page	013298 / 000063
Instrument Date	Jun 5, 2019
Instrument	10490
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24 N PROSPECT ST AMHERST MA 010022014, AMHERST, MA 01002-2014

Tax Assessment & Valuation

Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
Municipality	Amherst Town City
County	Hampshire County
Elementary School District	Amherst School District (PK - 06)
Secondary School District	Amherst-Pelham School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,655.00 (+10,166.92%)	$807,500 (+8.42%) Land $175,100 Building $632,400	$693,642 (-15.6%)
2025	$133.00 (-98.94%)	$744,800 (+10.05%) Land $160,600 Building $584,200	$821,845
2024	$12,528.00 (+5.61%)	$676,800 (+14.67%) Land $151,900 Building $524,900
2023	$11,863.00	$590,200 Land $138,000 Building $452,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST DPW WATER DIVISION serves 39,263 people · EPA ID MA1008000
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on N Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures