24 Middle Rd, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 24 Middle Rd, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Year Built	Built 1954
Square Footage	1,194 sqft Living Area
Lot Size	7,500 sqft (0.172 acres)
Occupancy	Owner Occupied
Last Sale	$110,000 (2012)
Tax Bill	$40.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`GARD M:M27 B:21 L:8`
Alternative APN	`M:K-25 B:0003 L:0035`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,194 sqft Living Area
Gross Area	2,864 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	7,500 sqft (0.172 acres)

Utilities and HVAC

Heating System	Steam Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	24 MIDDLE RD
City	GARDNER
State	MA
Zip	01440-1825
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	HOUSE LTS
Legal Block	21
Legal Lot Number	8
Jurisdiction	GARDNER MA
Minor Civil Division	GARDNER
Census Blockgroup	3
Census Block	3012
Census Tract	707400

Owner

Source: Worcester County and Gardner City records · APN GARD M:M27 B:21 L:8

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	24 MIDDLE RD, GARDNER, MA 01440-1825
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 26, 2012 · Amount on Record
Deed Sale	Oct 26, 2012 · Amount on Record
Prior Sale	Apr 12, 2012 · Amount on Record
Deed Book / Page	49856 / 192
Record Refreshed	Jun 08, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	24 MIDDLE RD, GARDNER, MA 01440-1825
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59805-49
Date	Dec 12, 2018
Book Page	59805/49
Instrument	131062

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$40.00 (-98.99%)	$281,900 (+6.58%) Land $67,100 Building $214,800	$275,120
2024	$3,965.00 (+7.02%)	$264,500 (+15.15%) Land $61,000 Building $203,500
2023	$3,705.00	$229,700 Land $60,100 Building $169,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 6% of the US · above 14% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.