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18 Middle Rd, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 18 Middle Rd, Gardner, MA 01440 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 684 sqft · built 1950
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Nov 2020)
Tax Bill$40 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNM:K-25 B:0002 L:0034

Property Details

APN / Parcel Number

Primary APNM:K-25 B:0002 L:0034
Alternative APN
  • GARD M:M27 B:21 L:34

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area684 sqft Living Area
Gross Area1,380 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address18 MIDDLE RD
CityGARDNER
StateMA
Zip01440-1825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block21
Legal Lot Number34
JurisdictionGARDNER MA
Township / Civil DivisionGARDNER
Census Block Group3
Census Block3012
Census Tract707400

Owner

Source: Worcester County and Gardner City records · APN M:K-25 B:0002 L:0034

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address18 MIDDLE RD, GARDNER, MA 01440-1825
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 20, 2020 · Amount on Record
Deed SaleNov 20, 2020 · Amount on Record
Prior SaleJul 10, 2014 · Amount on Record
Deed Book / Page63800 / 214
Record UpdatedJun 08, 2026

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateNov 20, 2020
Property Address18 MIDDLE RD, GARDNER, MA 01440-1825
Document Number63800-214
Book / Page63800 / 214
Instrument DateNov 19, 2020
Instrument142849
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address18 MIDDLE RD, GARDNER, MA 01440-1825

Mortgage

Document Number142850
DateNov 20, 2020
Instrument142850
Lender
NameI-C FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$40.00 (-98.95%)$279,600 (+9.69%) Land $67,100 Building $212,500$247,855
2024$3,821.00 (+7.97%)$254,900 (+16.18%) Land $61,000 Building $193,900
2023$3,539.00$219,400 Land $60,100 Building $159,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 6% of the US · above 14% of Massachusetts
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 380 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
Gateway Fiber HoldingsFiber2,000 / 2,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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