Flathead County property record for 24 Merganser Ct, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,590 sqft · built 2022 |
| Lot Size | 1.17 acres (51,139 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,726 (2026) |
| Deeds & Mortgages | Jul 2021 Construction Loan Jul 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R834879 |
| Primary APN | R834879 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,590 sqft Living Area |
| 1st Floor Area | 2,002 sqft |
| 2nd Floor Area | 1,588 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Modern |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 51,139 sqft (1.17 acres) |
| Garage Area | 1,052 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 496 sqft |
| Deck Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 0000506843 |
|---|---|
| Street Address | 24 MERGANSER CT |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-3176 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TAMARACK RIDGE PH 2, S27, T31 N, R22 W, LOT 19 |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 27 |
| Legal Subdivision | TAMARACK RIDGE PH 2 |
| Legal Lot Number | 19 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 301 |
24 Merganser Ct is owned and occupied by two individuals who acquired it in July 2020.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24 MERGANSER CT, WHITEFISH, MT 59937-3176 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · Construction Mortgage FIRST INTERSTATE BANK |
| Jul 30, 2020 | Warranty Deed, Transfer INSURED TITLE, INSURED TITLES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2020 |
| Deed Sale | Jul 30, 2020 |
| Deed Document Number | 202021445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 24 MERGANSER CT, WHITEFISH, MT 59937-3176 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 202100024860 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 202100024860 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59904 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | Monthly |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.75% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 8.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jul 30, 2020 |
| Property Address | 24 MERGANSER CT, WHITEFISH, MT 59937-3176 |
| Document Number | 202000021445 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 202000021445 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16459 W 15TH AVE, GOLDEN, CO 80401-2870 |
The 2026 property tax bill for 24 Merganser Ct was $9,726.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Whitefish City |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,726.00 | $2,126,300 | |
| 2025 | $2,126,300 Land $618,099 Building $1,508,201 | ||
| 2023 | $9,599.00 | $1,394,100 | $1,394,100 Land $391,893 Building $1,002,207 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 24 Merganser Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 units insured incl. 4 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 24 Merganser Ct is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 66% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WHITEFISH serves 10,418 people · EPA ID MT0000357 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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