24 Lake Front Dr N, Hernando, MS 38632 Property Records

DeSoto County property record for 24 Lake Front Dr N, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,171 sqft · built 2007
Lot Size	0.519 acres (22,593 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,061 (2025)
Deeds & Mortgages	Sep 2019 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-08-1-12-02-1-00007-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-1-12-02-1-00007-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,171 sqft Adjusted Area
1st Floor Area	1,760 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	22,593 sqft (0.519 acres)
Lot Dimensions	171 ft deep x 62 ft wide
Patio Area	144 sqft

Location & Zoning

Street Address	24 LAKE FRONT DR N
City	HERNANDO
State	MS
Zip	38632-1462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Description	HERNANDO POINTE LOT 7
Legal Range	008
Legal Township	03S
Legal Section	12
Legal Subdivision	HERNANDO POINTE
Legal Lot Number	7
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2000
Census Tract	71121

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 LAKE FRONT DR N, HERNANDO, MS 38632-1462
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2016
Deed Sale	Feb 9, 2016
Deed Book / Page	784 / 132
Prior Transfer Date	Mar 15, 2012
Prior Transfer Doc	000677/658
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	24 LAKE FRONT DR N, HERNANDO, MS 38632-1462
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	PRIORITY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004801/591
Date	Sep 23, 2019
Book Page	4801/591

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	24 LAKE FRONT DR N, HERNANDO, MS 38632-1462
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 LAKE FRONT DR N, HERNANDO, MS 38632-1462

Mortgage

Document Number	005250/796
Date	May 25, 2021
Book Page	5250/796

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,061.00 (+16.64%)	$20,271 (+36.01%) Land $3,000 Building $17,271	$202,709 (+36.01%) Land $30,000 Building $172,709
2023	$1,767.00	$14,904	$149,040 Land $30,000 Building $119,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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