110 Lake Front Dr N, Hernando, MS 38632 Property Records

DeSoto County property record for 110 Lake Front Dr N, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,808 sqft · built 2010
Lot Size	0.275 acres (12,002 sqft)
Owner	Individual Name on Record
Tax Bill	$1,781 (2025)
Deeds & Mortgages	May 2018 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-1-12-02-1-00002-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-1-12-02-1-00002-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,808 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	12,002 sqft (0.275 acres)
Lot Dimensions	130 ft deep x 92 ft wide

Location & Zoning

Street Address	110 LAKE FRONT DR N
City	HERNANDO
State	MS
Zip	38632-1465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Description	HERNANDO POINTE LOT 2
Legal Range	08
Legal Township	03
Legal Section	12
Legal Quarter	NW
Legal Subdivision	HERNANDO POINTE
Legal Lot Number	2
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2000
Census Tract	71121

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 LAKE FRONT DR N, HERNANDO, MS 38632-1465
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST CO
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK & TRUST CO
May 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2018
Deed Sale	May 30, 2018
Prior Sale	Sep 9, 2010
Deed Document Number	W00857-00196
Deed Book / Page	857 / 196
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	110 LAKE FRONT DR N, HERNANDO, MS 38632-1465
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004548/415
Date	May 30, 2018
Book Page	4548/415
Instrument	T04548-00415

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	110 LAKE FRONT DR N, HERNANDO, MS 38632-1465
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004912/422
Date	Mar 27, 2020
Book Page	4912/422

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	May 30, 2018
Property Address	110 LAKE FRONT DR N, HERNANDO, MS 38632-1465
Document Number	000857/196
Book / Page	857 / 196
Map Reference	PB 90 PG 33-34
Instrument Date	May 21, 2018
Instrument	W00857-00196
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 YOCONA RIDGE RD, 133, OXFORD, MS 38655-6905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 LAKE FRONT DR N, HERNANDO, MS 38632-1465

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,781.00 (+16.48%)	$17,871 (+35.53%) Land $3,000 Building $14,871	$178,713 (+35.54%) Land $30,000 Building $148,713
2023	$1,529.00	$13,186	$131,855 Land $30,000 Building $101,855

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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