24 Key Haven Ter, Key West, FL 33040 Property Records

Monroe County property record for 24 Key Haven Ter, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,760 sqft · built 1962
Lot Size	0.218 acres (9,500 sqft)
Owner	2 Individual Names on File
Last Sale	$2,250,000 (Mar 2021)
Tax Bill	$17,346 (2024)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00135830-000000`

Property Details

APN / Parcel Number

Primary APN	`00135830-000000`
Alternative APNs	`25672500135830000000` `1170071`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,760 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,500 sqft (0.218 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	239 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	571 sqft
Deck Area	Deck Area
Patio Area	470 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1170071
Street Address	24 KEY HAVEN TER
City	KEY WEST
State	FL
Zip	33040-6225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	LOT 15 KEY HAVEN FOURTH ADDITION RACCOON KEY PB4-152 OR321-1/8 OR421-403/04 OR657-201 OR792-1211 OR806-1956 OR854-1316/22 OR860-95/101C OR1187-1088/1118PET/ORDER/WILL OR1383-111/13L/E OR2434-425/26 OR2434-427/28 OR2434-429/30 OR3085-999
Legal Range	25E
Legal Township	67S
Legal Section	25
Legal Subdivision	KEY HAVEN 4TH ADD
Legal Lot Number	15
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1011
Census Tract	971800

Owner

24 Key Haven Ter is owned and occupied by two individuals who bought it in March 2021.

Source: Monroe County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	24 KEY HAVEN TER, KEY WEST, FL 33040-6225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2021 · Amount on File
Deed Sale	Mar 30, 2021 · Amount on File
Prior Sale	Oct 1, 2009 · Amount on File
Deed Document Number	20212311245
Deed Book / Page	3085 / 999
Prior Transfer Date	Sep 30, 2009
Prior Transfer Doc	0024340429
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 30, 2021
Property Address	24 KEY HAVEN TER, KEY WEST, FL 33040-6225
Document Number	0030850999
Book / Page	3085 / 999
Map Reference	MB 4 PG 152
Instrument Date	Mar 26, 2021
Instrument	2311245
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	COASTAL TITLE AND CLOSING SERVICES I, COASTAL TTL & CLOSING SVCS I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1422 SOUTH ST, 1422, KEY WEST, FL 33040-3562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 KEY HAVEN TER, KEY WEST, FL 33040-6225

Mortgage

Document Number	0030851001
Date	Mar 30, 2021
Instrument	3085/1001

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,093,727	$2,634,256 Land $2,000,700 Building $633,556
2024	$17,346.00 (+3.12%)
2023	$16,821.00 (-0.38%) Homeowner's exemption	$1,975,458 (-0.16%) Land $1,369,924 Building $605,534	$1,975,458 (-0.16%) Land $1,369,924 Building $605,534
2022	$16,886.00 Homeowner's exemption	$1,978,563 Land $1,369,924 Building $608,639	$1,978,563 Land $1,369,924 Building $608,639

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Key Haven Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 363 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	388 units insured incl. 25 condo units
Nearby Flood Claims	402 (1980–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 46 claims Hurricane Wilma, Nov 2005 · 265 claims Hurricane Georges, Sep 1998 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Key Haven Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35