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19 Key Haven Ter, Key West, FL 33040 Property Records

Monroe County property record for 19 Key Haven Ter, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,490 sqft · built 1966
Lot Size0.149 acres (6,500 sqft)
Owner2 Trust Names on File
Last Sale$1,400,000 (Jul 2022)
Tax Bill$8,488 (2024)
Deeds & MortgagesOct 2025 Transfer
Jul 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00135780-000000

Property Details

APN / Parcel Number

Primary APN00135780-000000
Alternative APNs
  • 25672500135780000000
  • 1170020

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,490 sqft Living Area
Gross Area1,770 sqft
1st Floor Area1,490 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,500 sqft (0.149 acres)
Lot Dimensions100 ft deep x 65 ft wide
View / LotCanal
Garage TypeAttached
Garage Area280 sqft

Exterior Amenities

Pool Area260 sqft
PorchOpen Porch
Porch Area444 sqft
Patio Area716 sqft
Boat AccessBoat Access

Location & Zoning

Account Number1170020
Street Address19 KEY HAVEN TER
CityKEY WEST
StateFL
Zip33040-6225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionLT 10 KEY HAVEN FOURTH ADDITION RACCOON KEY PB4-152 OR321-1/8 OR365-389 OR1921-1130/31 OR2324-10 OR2711-2174/75 OR2770-727/28 OR3186-1809
Legal Range25E
Legal Township67S
Legal Section25
Legal SubdivisionKEY HAVEN 4TH ADD
Legal Lot Number10
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1011
Census Tract971800

Owner

19 Key Haven Ter is held in a trust since July 2022.

Source: Monroe County records, as of December 8, 2025

Owner of Record2 Trust Names on File
Mailing Address1107 KEY PLZ, KEY WEST, FL 33040-4077
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 29, 2022Warranty Deed, Transfer · Conventional Mortgage
KEYS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2022 · Amount on File
Deed SaleJul 29, 2022 · Amount on File
Prior SaleNov 13, 2014 · Amount on File
Deed Document Number20222385647
Deed Book / Page3186 / 1809
Prior Transfer DateNov 18, 2015
Prior Transfer Doc0027700727
Record UpdatedJun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateOct 31, 2025
Property Address19 KEY HAVEN TER, KEY WEST, FL 33040-6225
Document Number0033511443
Book / Page3351 / 1443
Map ReferenceMB 4 PG 152
Instrument DateOct 28, 2025
Instrument2520532
Transaction TypeTransfer
Record UpdatedNov 19, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1107 KEY PLZ, KEY WEST, FL 33040-4077

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1107 KEY PLZ # 503, KEY WEST, FL 33040-4077

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJul 29, 2022
Property Address19 KEY HAVEN TER, KEY WEST, FL 33040-6225
Document Number0031861809
Book / Page3186 / 1809
Map ReferenceMB 4 PG 152
Instrument DateJul 27, 2022
Instrument2385647
Transaction TypeTransfer
Record UpdatedAug 26, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19 KEY HAVEN TER, 19, KEY WEST, FL 33040-6225

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 KEY HAVEN TER, KEY WEST, FL 33040-6225

Mortgage

Document Number0031861811
DateJul 29, 2022
Instrument3186/1811
Lender
NameKEYS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateJun 1, 2027
Change FrequencyAnnually
Min Rate At Change4.5%
Max Rate At Change10.5%
Index1-Year CMT
Max Rate10.5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,012,218 (+2.9%)$1,460,047 (+7.67%) Land $1,005,648 Building $454,399
2024$8,488.00 (+3.68%) Homeowner's exemption$983,691 (+3%)$1,356,039 (+41.99%) Land $904,768 Building $451,271
2023$8,187.00 (+52.83%) Homeowner's exemption$955,040 (+54.01%) Land $523,315 Building $431,725$955,040 (+22.45%) Land $523,315 Building $431,725
2022$5,357.00 Homeowner's exemption$620,097$779,930 Land $523,315 Building $256,615

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19 Key Haven Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 363 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies388 units insured
incl. 25 condo units
Nearby Flood Claims402 (1980–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 46 claims
  • Hurricane Wilma, Nov 2005 · 265 claims
  • Hurricane Georges, Sep 1998 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 19 Key Haven Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: T-Mobile, Verizon.

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