24 James Ave, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 24 James Ave, Winthrop, MA 02152

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,345 sqft · built 1895
Lot Size	0.097 acres (4,232 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Nov 1997)
Tax Bill	$8,275 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Oct 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WINT M:037 L:084`

Property Details

APN / Parcel Number

Primary APN	`WINT M:037 L:084`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	2,345 sqft Living Area
Gross Area	4,500 sqft
Basement Area	1,007 sqft
Unfinished Basement	1,007 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,232 sqft (0.097 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	24 JAMES AVE
City	WINTHROP
State	MA
Zip	02152-2658
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	84
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	2
Census Block	2005
Census Tract	180400

Owner

24 James Ave, a duplex, is owned and occupied by an individual who bought it in November 1997.

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	24 JAMES AVE, WINTHROP, MA 02152-2658
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) FIRST PRIORITY CREDIT UNION
Oct 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Nov 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Sep 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST PRIORITY CU
Oct 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 1997 · Amount on File
Deed Sale	Nov 3, 1997 · Amount on File
Deed Book / Page	21869 / 326
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	24 JAMES AVE, WINTHROP, MA 02152-2658
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068725-332
Date	Feb 27, 2023
Book Page	68725/332
Instrument	11603

Lender

Name	FIRST PRIORITY CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2038

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	24 JAMES AVE, WINTHROP, MA 02152-2658
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66403-86
Date	Oct 1, 2021
Book Page	66403/86
Instrument	109408

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	24 JAMES AVE, WINTHROP, MA 02152-2658
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64123-149
Date	Nov 6, 2020
Book Page	64123/149
Instrument	97647

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	24 JAMES AVE, WINTHROP, MA 02152-2658
Document Number	60183-74
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Oct 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24 JAMES AVE WINTHROP MA 021522658, WINTHROP, MA 02152-2658

Mortgage

Document Number	60183-74
Date	Sep 19, 2018
Book Page	060183/000074
Instrument	83379

Lender

Name	FIRST PRIORITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 18, 2033

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	24 JAMES AVE, WINTHROP, MA 02152-2658
Document Number	58743-89
Book / Page	058743 / 000089
Instrument Date	Oct 17, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58743-89
Date	Nov 1, 2017
Book Page	058743/000089
Instrument	97485

Lender

Name	PENNYMAC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 24 James Ave was $8,275, up 13.5% from the year before.

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,275.00 (+13.53%)	$742,800 (+5.17%) Land $346,600 Building $396,200	$784,294
2025	$7,289.00 (+5.53%)	$706,300 (+6.55%) Land $330,100 Building $376,200
2024	$6,907.00 (-2.95%)	$662,900 (-0.33%) Land $317,300 Building $345,600
2023	$7,117.00	$665,100 Land $290,400 Building $374,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 James Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1979–2017)
Most Recent Claim	Sep 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 24 James Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Netafy.

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