Bergen County and Ramsey Borough property record for 24 Hopper Ter, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,296 sqft · built 1951 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $510,000 (Nov 2019) |
| Tax Bill | $12,848 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01802-0000-00038 |
| Primary APN | 48-01802-0000-00038 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 116 ft deep x 75 ft wide |
| Street Address | 24 HOPPER TER |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.200AC |
| Legal Block | 1802 |
| Legal Lot Number | 38 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 24 HOPPER TER, RAMSEY, NJ 07446-1438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 21, 2019 | Deed, Transfer · Stand-Alone First Mortgage PINNACLE MORTGAGE GROUP INC |
| Aug 30, 2017 | Grant Deed, Transfer · Conventional with PMI NJ LENDERS |
| May 15, 2017 | Deed of Trust, Mortgage · Line of Credit VALLEY NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2019 · Amount on Record |
| Deed Sale | Nov 21, 2019 · Amount on Record |
| Prior Sale | Aug 30, 2017 · Amount on Record |
| Deed Document Number | 201980592 |
| Deed Book / Page | 3415 / 1987 |
| Prior Transfer Date | Jun 9, 2015 |
| Prior Transfer Doc | 0019670185 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 24 HOPPER TER, RAMSEY, NJ 07446-1438 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0044900906 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 4490/906 |
| Instrument | 2021180117 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 21, 2019 |
| Property Address | 24 HOPPER TER, RAMSEY, NJ 07446-1438 |
| Document Number | 0034151987 |
| Book / Page | 3415 / 1987 |
| Instrument Date | Oct 3, 2019 |
| Instrument | 19-080592 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 HOPPER TER, RAMSEY, NJ 07446-1438 |
| Document Number | 1908059201 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 19-080592.01 |
| Name | PINNACLE MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0034151987 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 3415/1987 |
| Instrument | 19-080592 |
| Name | PINNACLE MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Dec 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 30, 2017 |
| Property Address | 24 HOPPER TER, RAMSEY, NJ 07446-1438 |
| Document Number | 0027082283 |
| Book / Page | 002708 / 002283 |
| Instrument Date | Aug 1, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2017 |
| Title Company | WFG NATIONAL TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $485.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 HOPPER TER RAMSEY NJ 074461438, RAMSEY, NJ 07446-1438 |
| Document Number | 27082290 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 002708/002290 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 24 HOPPER TER, RAMSEY, NJ 07446-1438 |
| Document Number | 0026221249 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 24 HOPPER TER RAMSEY NJ 074461438, RAMSEY, NJ 07446-1438 |
| Document Number | 0026221249 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 002622/001249 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $651,500 (+4.41%) Land $380,000 Building $271,500 | $651,500 (+4.41%) Land $380,000 Building $271,500 | |
| 2025 | $12,848.00 (-5.54%) | $624,000 (+29.46%) Land $355,000 Building $269,000 | $624,000 (+29.46%) Land $355,000 Building $269,000 |
| 2024 | $13,602.00 (+7.59%) | ||
| 2023 | $482,000 Land $290,000 Building $192,000 | $482,000 Land $290,000 Building $192,000 | |
| 2022 | $12,642.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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