Bergen County and Ramsey Borough property record for 18 Hopper Ter, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,730 sqft · built 2004 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $940,000 (May 2023) |
| Tax Bill | $22,355 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jul 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01802-0000-00037 |
| Primary APN | 48-01802-0000-00037 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,730 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 116 ft deep x 75 ft wide |
| Street Address | 18 HOPPER TER |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.200AC |
| Legal Block | 1802 |
| Legal Lot Number | 37 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 HOPPER TER, RAMSEY, NJ 07446-1438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2023 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| Jul 28, 2017 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Apr 6, 2018 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2023 · Amount on File |
| Deed Sale | May 4, 2023 · Amount on File |
| Prior Sale | Oct 4, 2005 · Amount on File |
| Deed Document Number | 202330279 |
| Deed Book / Page | 4987 / 193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 4, 2023 |
| Property Address | 18 HOPPER TER, RAMSEY, NJ 07446-1438 |
| Document Number | 0049870193 |
| Book / Page | 4987 / 193 |
| Instrument Date | Apr 12, 2023 |
| Instrument | 2023030279 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,879.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 426 AIRMOUNT AVE, RAMSEY, NJ 07446-2909 |
| Name | Verified Name |
|---|---|
| Address | 18 HOPPER TER, RAMSEY, NJ 07446-1438 |
| Document Number | 2023030280 |
|---|---|
| Date | May 4, 2023 |
| Instrument | 2023030280 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 18 HOPPER TER, RAMSEY, NJ 07446-1438 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0026782424 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 02678/2424 |
| Instrument | 17-056681 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 18 HOPPER TER, RAMSEY, NJ 07446-1438 |
| Document Number | 0029260564 |
| Instrument Date | Apr 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18 HOPPER TER RAMSEY NJ 074461438, RAMSEY, NJ 07446-1438 |
| Document Number | 0029260564 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 002926/000564 |
| Instrument | 29809 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 29, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,074,600 (-1.02%) Land $380,000 Building $694,600 | $1,074,600 (-1.02%) Land $380,000 Building $694,600 | |
| 2025 | $22,355.00 (-4.91%) | $1,085,700 (+30.32%) Land $355,000 Building $730,700 | $1,085,700 (+30.32%) Land $355,000 Building $730,700 |
| 2024 | $23,510.00 (+7.59%) | ||
| 2023 | $833,100 Land $290,000 Building $543,100 | $833,100 Land $290,000 Building $543,100 | |
| 2022 | $21,852.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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