Otsego County and Oneonta City property record for 24 Gault Ave, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,330 sqft · built 1900 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Nov 2023) |
| Tax Bill | $3,435 (2026) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Jul 2017 Foreclosure |
| Flood Zone | Zone X (moderate risk) |
| APN | 361200 288.18-6-5 |
| Primary APN | 361200 288.18-6-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,330 sqft Living Area |
| 1st Floor Area | 665 sqft |
| 2nd Floor Area | 665 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 89 ft deep x 40 ft wide |
| Garage Type | Detached |
| Porch | Slab |
|---|---|
| Porch Area | 174 sqft |
| Shed | 1 Shed |
| Shed Area | 299 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 1497 |
|---|---|
| Street Address | 24 GAULT AVE |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 120 |
| Legal Block | 6 |
| Legal Lot Number | 5.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 590900 |
24 Gault Ave is owned and occupied by an individual who bought it in November 2023.
Source: Otsego County and Oneonta City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 24 GAULT AVE, ONEONTA, NY 13820-1908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2023 | Warranty Deed, Transfer · FHA Mortgage M & T BANK |
| Jul 27, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2023 · Amount on File |
| Deed Sale | Nov 9, 2023 · Amount on File |
| Prior Sale | Jul 27, 2017 · Amount on File |
| Deed Document Number | 20234629 |
| Prior Transfer Date | Jul 10, 2017 |
| Prior Transfer Doc | 2017003489 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Nov 9, 2023 |
| Property Address | 24 GAULT AVE, ONEONTA, NY 13820-1908 |
| Document Number | 0000000629 |
| Instrument Date | Nov 9, 2023 |
| Instrument | 2023-4629 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 RIVER ST APT 1, 1, ONEONTA, NY 13820-2854 |
| Document Number | 0000000630 |
|---|---|
| Date | Nov 9, 2023 |
| Instrument | 2023-4630 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0000000631 |
|---|---|
| Date | Nov 9, 2023 |
| Instrument | 2023-4631 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jul 27, 2017 |
| Property Address | 24 GAULT AVE, ONEONTA, NY 13820-1908 |
| Document Number | 0000003489 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 3489 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 22, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3701 REGENT BLVD IRVING TX 750632312, IRVING, TX 75063-2312 |
The 2026 property tax bill for 24 Gault Ave was $3,435, up 2.5% from the year before.
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,435.00 (+2.54%) | ||
| 2025 | $3,350.00 | $88,000 Land $9,600 Building $78,400 | $123,944 Land $13,521 Building $110,423 |
| 2023 | $88,000 (-) Land $9,600 Building $78,400 | $108,642 (+13.58%) Land $11,852 Building $96,790 | |
| 2022 | $88,000 Land $9,600 Building $78,400 | $95,652 Land $10,435 Building $85,217 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 24 Gault Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2006–2011) |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 24 Gault Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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