Otsego County and Oneonta City property record for 18 Gault Ave, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,416 sqft · built 1930 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $112,500 (Mar 2022) |
| Tax Bill | $4,631 (2026) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Nov 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 288.18-6-8 |
| Primary APN | 361200 288.18-6-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,416 sqft Living Area |
| 1st Floor Area | 816 sqft |
| 2nd Floor Area | 600 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 109 ft deep x 47 ft wide |
| Garage Type | Detached |
| Garage Area | 192 sqft |
| Porch | Porch |
| Porch Area | 50 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 1494 |
|---|---|
| Street Address | 18 GAULT AVE |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 120 |
| Legal Block | 6 |
| Legal Lot Number | 8.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 590900 |
Source: Otsego County and Oneonta City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18 GAULT AVE, ONEONTA, NY 13820-1908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage NBT BANK NATIONAL ASSOCIATION |
| Nov 14, 2019 | Warranty Deed, Transfer PAC ABSTRACT LLC, PAC ABS LLC |
| Oct 23, 2019 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2022 · Amount on Record |
| Deed Sale | Mar 14, 2022 · Amount on Record |
| Prior Sale | Feb 23, 2006 · Amount on Record |
| Deed Document Number | 20221375 |
| Prior Transfer Date | Mar 29, 2011 |
| Prior Transfer Doc | 2011001861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Mar 14, 2022 |
| Property Address | 18 GAULT AVE, ONEONTA, NY 13820-1908 |
| Document Number | 0000000375 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 2022-1375 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 708 BADEAU HILL RD, SCHENEVUS, NY 12155-2708 |
| Document Number | 0000000376 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 2022-1376 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Nov 14, 2019 |
| Property Address | 18 GAULT AVE, ONEONTA, NY 13820-1908 |
| Document Number | 0000005360 |
| Instrument Date | Oct 21, 2019 |
| Instrument | 5360 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | PAC ABSTRACT LLC, PAC ABS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $320.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 49 HERITAGE POINTE DR CLIFTON PARK NY 120656708, CLIFTON PARK, NY 12065-6708 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Oct 23, 2019 |
| Property Address | 18 GAULT AVE, ONEONTA, NY 13820-1908 |
| Document Number | 0000004852 |
| Instrument Date | Oct 18, 2019 |
| Instrument | 4852 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $804.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 18 GAULT AVE ONEONTA NY 138201908, ONEONTA, NY 13820-1908 |
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,631.00 (+2.5%) | ||
| 2025 | $4,518.00 | $119,000 (-) Land $12,000 Building $107,000 | $167,606 (+14.08%) Land $16,901 Building $150,705 |
| 2023 | $119,000 Land $12,000 Building $107,000 | $146,914 Land $14,815 Building $132,099 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2006–2011) |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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