24 Flora Ln, Riverhead, NY 11901 Property Records

Suffolk County and Riverhead Town property record for 24 Flora Ln, Riverhead, NY 11901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1985
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,424 (2024)
Deeds & Mortgages	Jun 2022 Line of Credit Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`473000 110.-2-18.1`

Property Details

APN / Parcel Number

Primary APN	`473000 110.-2-18.1`
Alternative APNs	`0600-110.00-02.00-018.001` `300011000000020180010000` `47300011765` `17`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	20,909 sqft (0.48 acres)
Lot Width	75 ft Width
View / Lot	Canal
Garage Type	Basement
Porch	Open Porch
Porch Area	228 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	17
Street Address	24 FLORA LN
City	RIVERHEAD
State	NY
Zip	11901-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03
Legal Description	NX POWERS EX WESLEY PL SXFLORA LA W X HODGE & ANO
Legal Block	2
Legal Lot Number	18
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	1
Census Block	1002
Census Tract	169904

Owner

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 FLORA LN, RIVERHEAD, NY 11901-2312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU
Oct 25, 2019	Deed of Trust, Mortgage · Balloon Mortgage BETHPAGE FCU
Apr 6, 2017	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU
Apr 6, 2017	Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI BETHPAGE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	24 FLORA LN, RIVERHEAD, NY 11901-2312
Transaction Type	Mortgage
Record Updated	Nov 7, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234300478
Date	Jun 21, 2022
Book Page	23430/478

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	349 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	24 FLORA LN, RIVERHEAD, NY 11901-2312
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230730322
Date	Oct 25, 2019
Book Page	23073/322
Instrument	DK026021

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Nov 1, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	24 FLORA LN, RIVERHEAD, NY 11901-2312
Document Number	0228140918
Instrument Date	Apr 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017
Title Company	LAND BOUND SERVICES LLC, LAND BOUND SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 FLORA LN RIVERHEAD NY 119012312, RIVERHEAD, NY 11901-2312

Mortgage

Document Number	0228140918
Date	May 4, 2017
Book Page	022814/000918

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2047

Interest

Rate Type	Adjustable Rate

April 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	24 FLORA LN, RIVERHEAD, NY 11901-2312
Document Number	0228140919
Instrument Date	Apr 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	LAND BOUND SERVICES LLC, LAND BOUND SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 FLORA LN RIVERHEAD NY 119012312, RIVERHEAD, NY 11901-2312

Mortgage

Document Number	0228140919
Date	May 4, 2017
Book Page	022814/000919

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Riverhead Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$48,800 (-) Land $10,300 Building $38,500	$598,039 (+13.85%) Land $126,225 Building $471,814
2024	$8,424.00
2023		$48,800 Land $10,300 Building $38,500	$525,296 Land $110,872 Building $414,424

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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