20 Flora Ln, Riverhead, NY 11901 Property Records

Suffolk County and Riverhead Town property record for 20 Flora Ln, Riverhead, NY 11901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,732 sqft · built 1972
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Tax Bill	$8,264 (2024)
Deeds & Mortgages	Mar 2021 Refinance Mar 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`473000 111.-4-5`

Property Details

APN / Parcel Number

Primary APN	`473000 111.-4-5`
Alternative APNs	`0600-111.00-04.00-005.000` `300011100000040050000000` `47300011891` `17`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,732 sqft Living Area
Gross Area	2,357 sqft
1st Floor Area	1,732 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	10,019 sqft (0.23 acres)
View / Lot	Canal
Garage Type	Attached
Garage Area	345 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	17
Street Address	20 FLORA LN
City	RIVERHEAD
State	NY
Zip	11901-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03
Legal Block	4
Legal Lot Number	5
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	1
Census Block	1002
Census Tract	169904

Owner

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 FLORA LN, RIVERHEAD, NY 11901-2312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Mar 23, 2021	Deed, Transfer
Dec 19, 2016	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC
Dec 19, 2016	Loan Modification, Consolidation and Extension, Mortgage · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2013
Deed Sale	Oct 31, 2013
Prior Sale	Mar 27, 2001 · Amount on Record
Deed Book / Page	12750 / 723
Last Transfer Date	Jan 25, 2021
Transfer Doc	0130960603
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	20 FLORA LN, RIVERHEAD, NY 11901-2312
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232490874
Date	Mar 23, 2021
Book Page	23249/874
Instrument	DL063419

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Mar 23, 2021
Property Address	20 FLORA LN, RIVERHEAD, NY 11901-2312
Document Number	0130960603
Book / Page	13096 / 603
Instrument Date	Jan 25, 2021
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	20 FLORA LN, RIVERHEAD, NY 11901-2312
Document Number	0227860635
Instrument Date	Dec 19, 2016
Transaction Type	Mortgage
Record Updated	Mar 14, 2017
Title Company	ENTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 FLORA LN RIVERHEAD NY 119012312, RIVERHEAD, NY 11901-2312

Mortgage

Document Number	0227860635
Date	Feb 4, 2017
Book Page	022786/000635

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	HACKENSACK, NJ 07601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2047

December 2016: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	20 FLORA LN, RIVERHEAD, NY 11901-2312
Document Number	0227860636
Instrument Date	Dec 19, 2016
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	ENTITLE INSURANCE COMPANY, ENTITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 FLORA LN RIVERHEAD NY 119012312, RIVERHEAD, NY 11901-2312

Mortgage

Document Number	0227860636
Date	Feb 4, 2017
Book Page	022786/000636

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	HACKENSACK, NJ 07601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Riverhead Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,100 (-) Land $7,500 Building $35,600	$528,186 (+13.85%) Land $91,912 Building $436,275
2024	$8,264.00
2023		$43,100 Land $7,500 Building $35,600	$463,940 Land $80,732 Building $383,208

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

Cell Coverage

5G (outdoors only) and 4G LTE

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