24 Emerson Cir, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 24 Emerson Cir, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,832 sqft · built 2012
Lot Size	0.201 acres (8,738 sqft)
Owner	2 Individual Names on File
Last Sale	$469,900 (Jun 2021)
Tax Bill	$7,324 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0006 B:0011 L:00018`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0006 B:0011 L:00018`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,832 sqft Living Area
Gross Area	2,901 sqft
Basement Area	663 sqft
Unfinished Basement	331 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,738 sqft (0.201 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	24 EMERSON CIR
City	PEPPERELL
State	MA
Zip	01463-1595
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCR
Legal Block	11
Legal Lot Number	18
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	1
Census Block	1009
Census Tract	327101

Owner

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	24 EMERSON CIR, PEPPERELL, MA 01463-1595
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Sep 18, 2019	Quit Claim Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Mar 9, 2017	Quit Claim Deed, Transfer · Conventional with PMI MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Sep 18, 2019 · Amount on Record
Deed Book / Page	78154 / 394
Record Updated	Sep 20, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Jun 30, 2021
Property Address	24 EMERSON CIR, PEPPERELL, MA 01463-1595
Document Number	078154-394
Book / Page	78154 / 394
Instrument Date	Jun 30, 2021
Instrument	149346
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	24 EMERSON CIR, PEPPERELL, MA 01463-1595

Mortgage

Document Number	0000149347
Date	Jun 30, 2021
Instrument	149347

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Sep 18, 2019
Property Address	24 EMERSON CIR, PEPPERELL, MA 01463-1595
Document Number	073296-319
Book / Page	73296 / 319
Instrument Date	Sep 16, 2019
Instrument	141477
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 EMERSON CIR, PEPPERELL, MA 01463-1595

Mortgage

Document Number	0000141478
Date	Sep 18, 2019
Instrument	141478

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Mar 9, 2017
Property Address	24 EMERSON CIR, PEPPERELL, MA 01463-1595
Document Number	68991-500
Book / Page	068991 / 000500
Instrument Date	Mar 9, 2017
Instrument	36241
Transaction Type	Transfer
Record Updated	Mar 28, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,549.94
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24 EMERSON CIR PEPPERELL MA 014631595, PEPPERELL, MA 01463-1595

Mortgage

Document Number	68991-503
Date	Mar 9, 2017
Book Page	068991/000503
Instrument	36242

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2047

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,324.00 (+8.52%)	$500,600 (+6.44%) Land $175,900 Building $324,700	$565,820 (+7.76%)
2024	$6,749.00 (+4.05%)	$470,300 (+9.78%) Land $164,100 Building $306,200	$525,065
2023	$6,486.00	$428,400 Land $140,700 Building $287,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Consolidated Communications.

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