16 Emerson Cir, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 16 Emerson Cir, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,629 sqft · built 2010
Lot Size	0.255 acres (11,099 sqft)
Owner	Trust Name on File
Last Sale	$313,000 (Nov 2014)
Tax Bill	$7,606 (2025)
Deeds & Mortgages	Mar 2021 Refinance Oct 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0006 B:0011 L:00022`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0006 B:0011 L:00022`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,629 sqft Living Area
Gross Area	3,841 sqft
Basement Area	1,181 sqft
Unfinished Basement	1,181 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,099 sqft (0.255 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16 EMERSON CIR
City	PEPPERELL
State	MA
Zip	01463-1495
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCR
Legal Subdivision	EMERSON VILLAGE
Legal Block	11
Legal Lot Number	22
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	1
Census Block	1009
Census Tract	327101

Owner

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	16 EMERSON CIR, PEPPERELL, MA 01463-1495
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO
Oct 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO
Jul 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 24, 2014 · Amount on Record
Deed Sale	Nov 24, 2014 · Amount on Record
Prior Sale	Nov 8, 2010 · Amount on Record
Deed Book / Page	64556 / 1
Transfer Doc	71348-406
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	16 EMERSON CIR, PEPPERELL, MA 01463-1495
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	077159-266
Date	Mar 8, 2021
Book Page	77159/266
Instrument	51038

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	16 EMERSON CIR, PEPPERELL, MA 01463-1495
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73419-359
Date	Oct 7, 2019
Book Page	73419/359
Instrument	154143

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Jul 20, 2018
Property Address	16 EMERSON CIR, PEPPERELL, MA 01463-1495
Document Number	71348-406
Book / Page	071348 / 000406
Instrument Date	Jun 4, 2018
Instrument	108963
Transaction Type	Transfer
Record Updated	Aug 13, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	16 EMERSON CIR PEPPERELL MA 014631495, PEPPERELL, MA 01463-1495

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,606.00 (+4.33%)	$519,900 (+2.34%) Land $178,000 Building $341,900	$489,345 (+3.83%)
2024	$7,290.00	$508,000 Land $166,100 Building $341,900	$471,295

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Consolidated Communications.

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