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24 Cooper St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 24 Cooper St, West Springfield, MA 01089

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,508 sqft · built 1950
Lot Size0.146 acres (6,364 sqft)
OwnerIndividual Name on File
Last Sale$243,000 (Jul 2020)
Tax Bill$4,208 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN201-25250-64-001

Property Details

APN / Parcel Number

Primary APN201-25250-64-001
Alternative APN
  • WSPR M:00201 B:25250 L:00064

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,508 sqft Living Area
Gross Area3,408 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,364 sqft (0.146 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number201-25250-64-001
Street Address24 COOPER ST
CityWEST SPRINGFIELD
StateMA
Zip01089-2808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block25250
Legal Lot Number64
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group1
Census Block1009
Census Tract812403

Owner

24 Cooper St is owned and occupied by an individual who bought it in July 2020.

Source: Hampden County and West Springfield Town City records, as of April 14, 2026

Owner of RecordIndividual Name on File
Mailing Address24 COOPER ST, WEST SPRINGFIELD, MA 01089-2808
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2021Deed of Trust, Mortgage · Line of Credit
UMASS/FIVE COLLEGE FEDERAL CREDIT UNION
Jul 10, 2020Quit Claim Deed, Transfer · FHA Mortgage
PRIMARY RESIDENTIAL MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2020 · Amount on File
Deed SaleJul 10, 2020 · Amount on File
Prior SaleOct 17, 2005 · Amount on File
Deed Document Number202037000
Deed Book / Page23305 / 124
Prior Transfer DateJul 9, 2020
Prior Transfer Doc23305-124
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Property Address24 COOPER ST, WEST SPRINGFIELD, MA 01089-2808
Transaction TypeMortgage
Record UpdatedSep 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number24083-381
DateAug 27, 2021
Book Page24083/381
Instrument60152
Lender
NameUMASS/FIVE COLLEGE FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueSep 1, 2041
Interest
Rate TypeAdjustable Rate

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateJul 10, 2020
Property Address24 COOPER ST, WEST SPRINGFIELD, MA 01089-2808
Document Number23305-124
Book / Page23305 / 124
Instrument DateJul 9, 2020
Instrument37000
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address657 WORCESTER ST APT 107, 107, SOUTHBRIDGE, MA 01550-1358

Mortgage

Document Number37001
DateJul 10, 2020
Instrument37001
Lender
NamePRIMARY RESIDENTIAL MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 24 Cooper St was $4,208, up 0.5% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,208.00 (+0.5%)$283,000 (+0.11%) Land $98,100 Building $184,900$337,630
2024$4,187.00 (+5.65%)$282,700 (+10.86%) Land $98,100 Building $184,600
2023$3,963.00$255,000 Land $96,000 Building $159,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Cooper St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 24 Cooper St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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