55 Cooper St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 55 Cooper St, West Springfield, MA 01089

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,349 sqft · built 1952
Lot Size0.225 acres (9,780 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (Mar 2016)
Tax Bill$3,720 (2025)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN201-25650-64-001

Property Details

APN / Parcel Number

Primary APN201-25650-64-001
Alternative APN
  • WSPR M:00201 B:25650 L:00064

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,349 sqft Living Area
Gross Area3,540 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,780 sqft (0.225 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number201-25650-64-001
Street Address55 COOPER ST
CityWEST SPRINGFIELD
StateMA
Zip01089-2807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block25650
Legal Lot Number64
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group1
Census Block1008
Census Tract812403

Owner

55 Cooper St is owned and occupied by two individuals who bought it in March 2016.

Source: Hampden County and West Springfield Town City records, as of April 14, 2026

Owner of Record2 Individual Names on File
Mailing Address55 COOPER ST, WEST SPRINGFIELD, MA 01089-2807
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2016 · Amount on File
Deed SaleMar 18, 2016 · Amount on File
Deed Document Number201614655
Deed Book / Page21101 / 374
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Property Address55 COOPER ST, WEST SPRINGFIELD, MA 01089-2807
Transaction TypeMortgage
Record UpdatedApr 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024499-527
DateApr 14, 2022
Book Page24499/527
Instrument22692
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 55 Cooper St was $3,720, down 0.1% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,720.00 (-0.13%)$250,200 (-0.52%) Land $99,500 Building $150,700$301,245
2024$3,725.00 (+8.92%)$251,500 (+14.27%) Land $99,500 Building $152,000
2023$3,420.00$220,100 Land $97,300 Building $122,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Cooper St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 55 Cooper St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Cooper St

Nearby Streets

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