Flagler County property record for 24 Cooper Ln, Palm Coast, FL 32137 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,870 sqft · built 1974 |
| Lot Size | 0.289 acres (12,589 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $202,000 (Nov 2018) |
| Tax Bill | $2,841 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7008-00020-0180 |
| Primary APN | 07-11-31-7008-00020-0180 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,870 sqft Living Area |
| Gross Area | 3,508 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,589 sqft (0.289 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 24 COOPER LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-8129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY CLUB COVE SEC 8 BL 2 LT 18 OR 111 PG 491 & 501 OR 583 PG 531-ZELL TRUST OR 631 PG 460 OR 679 PG 112 OR 809 PG 137 OR 1732/1081 OR 2012/478- DC OR 2015/875 OR 2018/47 OR 2259/1739-DC OR 2260/239- OR 2284/1515 OR 2320/667 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | COUNTRY CLUB COVE |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 60103 |
Source: Flagler County records · APN 07-11-31-7008-00020-0180
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24 COOPER LN, PALM COAST, FL 32137-8129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 08, 2021 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Nov 21, 2018 | Warranty Deed, Transfer · FHA Mortgage M SQUARED FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 21, 2018 · Amount on Record |
| Deed Sale | Nov 21, 2018 · Amount on Record |
| Prior Sale | Oct 22, 1998 · Amount on Record |
| Deed Document Number | 201843817 |
| Deed Book / Page | 2320 / 667 |
| Prior Transfer Date | Jul 23, 2014 |
| Prior Transfer Doc | 0020180047 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 24 COOPER LN, PALM COAST, FL 32137-8129 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 24 COOPER LN, PALM COAST, FL 32137-8129 |
| Document Number | 0025480362 |
|---|---|
| Date | Apr 08, 2021 |
| Book Page | 2548/362 |
| Instrument | 2021018841 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Dec 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Nov 21, 2018 |
| Property Address | 24 COOPER LN, PALM COAST, FL 32137-8129 |
| Document Number | 0023200667 |
| Book / Page | 2320 / 0667 |
| Map Reference | MB6 PG28-33 |
| Instrument Date | Nov 15, 2018 |
| Instrument | 2018043817 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | PIONEER TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,414.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1207 N MERCER ST, 1207, NEW CASTLE, PA 16105-2552 |
| Name | Verified Name |
|---|---|
| Address | 24 COOPER LN, PALM COAST, FL 32137-8129 |
| Document Number | 2018043818 |
|---|---|
| Date | Nov 21, 2018 |
| Instrument | 2018043818 |
| Name | M SQUARED FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,841.00 (+2.56%) Homeowner's exemption | $199,501 (+5.99%) | $324,859 (+1.6%) Land $61,500 Building $263,359 |
| 2024 | $2,770.00 (+2.74%) | ||
| 2023 | $2,696.00 (+1.2%) Homeowner's exemption | $188,232 (+3%) | $319,756 (+23.36%) Land $61,500 Building $258,256 |
| 2022 | $2,664.00 Homeowner's exemption | $182,749 | $259,204 Land $61,500 Building $197,704 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350601031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 50 individual NFIP policies nearby |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 364 units insured (314 under condo master policies) 38 of 50 individual policies on primary residences |
| Nearby Flood Claims | 19 (1982–2022) |
| Claims Outside the SFHA | 17 of 19 |
| Most Recent Claim | Nov 2022, rainfall accumulation, Hurricane Nicole |
| Flood Events |
|
| Wildfire Risk | Low above 34% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,174 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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