23 Cooper Ln, Palm Coast, FL 32137 Property Records

Flagler County property record for 23 Cooper Ln, Palm Coast, FL 32137 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,218 sqft · built 1972
Lot Size	0.308 acres (13,430 sqft)
Owner	Individual Name on File
Last Sale	$174,000 (Apr 2021)
Tax Bill	$2,018 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7008-00050-0120`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7008-00050-0120`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,218 sqft Heated Area
Gross Area	2,328 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1980
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,430 sqft (0.308 acres)
Driveway	Driveway
Driveway Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	23 COOPER LN
City	PALM COAST
State	FL
Zip	32137-8185
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST COUNTRY CLUB COVE SECTION 8 BLOCK 5 LOT 12 OR 62 PG 205 OR 135 PG 60 OR 1464 PG 490
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	COUNTRY CLUB COVE
Legal Block	5
Legal Lot Number	12
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2011
Census Tract	60103

Owner

Source: Flagler County records · APN 07-11-31-7008-00050-0120

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	23 COOPER LN, PALM COAST, FL 32137-8185
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 15, 2021 · Amount on Record
Deed Sale	Apr 15, 2021 · Amount on Record
Prior Sale	Jul 27, 2006
Deed Document Number	2021020257
Deed Book / Page	2550 / 1446
Record Updated	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 15, 2021
Property Address	23 COOPER LN, PALM COAST, FL 32137-8185
Document Number	0025501446
Book / Page	2550 / 1446
Map Reference	MB 6 PG 28-33
Instrument Date	Feb 24, 2021
Instrument	2021020257
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	AGENT'S CHOICE TITLE LLC, AGENTS CHOICE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,218.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 COOPER LN, PALM COAST, FL 32137-8185

Mortgage

Document Number	0025501449
Date	Apr 15, 2021
Instrument	2550/1449

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,018.00 (+5.99%) Homeowner's exemption	$154,202 (+5.99%)	$166,643 (+4.64%) Land $48,000 Building $118,643
2023	$1,904.00 (+1.55%) Homeowner's exemption	$145,491 (+3%)	$159,258 (+12.75%) Land $47,500 Building $111,758
2022	$1,875.00 Homeowner's exemption	$141,253 Land $47,500 Building $93,753	$141,253 Land $47,500 Building $93,753

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350601032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 65 individual NFIP policies nearby
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	65 in force 53 of 65 on primary residences
Nearby Flood Claims	4 (2009–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2017, other causes, Hurricane Irma
Flood Events	Hurricane Irma (Sep 2017), 2 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,724 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.