24 Cobblestone Ln, #301, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 24 Cobblestone Ln, #301, Gloucester, MA 01930

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,050 sqft · built 2005
Lot Size	20.4 acres (891,872 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Mar 2020)
Tax Bill	$3,432 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit May 2024 Line of Credit + 4 more
Flood Zone	Zone A (high risk)
APN	`104547`

Property Details

APN / Parcel Number

Primary APN	`104547`
Alternative APN	`GLOU M:0218 B:0032 L:0301(O)`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	891,872 sqft (20.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	104547
Street Address	24 COBBLESTONE LN, 301
City	GLOUCESTER
State	MA
Zip	01930
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	VB
Legal Block	32
Legal Lot Number	301O
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1011
Census Tract	221902

Owner

24 Cobblestone Ln, #301 is owned and occupied by an individual who bought it in March 2020.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	24 COBBLESTONE LN, 301, GLOUCESTER, MA 01930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 14, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 15, 2018	Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK
Mar 24, 2020	Condominium Deed, Transfer NOT AVAILABLE
Sep 11, 2019	Condominium Deed, Transfer NOT AVAILABLE
Aug 14, 2017	Quit Claim Deed, Transfer · ARM CAPE ANN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2020 · Amount on File
Deed Sale	Mar 24, 2020 · Amount on File
Prior Sale	Sep 11, 2019 · Amount on File
Deed Document Number	20201540
Deed Book / Page	38360 / 71
Transfer Doc	036099-227
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	24 COBBLESTONE LN # 301, 301, GLOUCESTER, MA 01930-3311
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040314-154
Date	Sep 27, 2021
Book Page	40314/154
Instrument	20210927000940

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2046

Interest

Rate Type	Adjustable Rate

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	24 COBBLESTONE LN # 301, 301, GLOUCESTER, MA 01930-3311
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042113-528
Date	May 14, 2024
Book Page	42113/528
Instrument	20240514000350

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	24 COBBLESTONE LN # 301, 301, GLOUCESTER, MA 01930-3311
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037081-515
Date	Oct 15, 2018
Book Page	37081/515
Instrument	181015004510

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2038

March 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Mar 24, 2020
Property Address	24 COBBLESTONE LN # 301, 301, GLOUCESTER, MA 01930-3311
Document Number	38360-71
Book / Page	038360 / 000071
Instrument Date	Mar 16, 2020
Instrument	24001540
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,391.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 COBBLESTONE LN #O301 GLOUCESTER MA 019303311, O301, GLOUCESTER, MA 01930-3311

September 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Sep 11, 2019
Property Address	24 COBBLESTONE LN # 301, 301, GLOUCESTER, MA 01930-3311
Document Number	37832-83
Book / Page	037832 / 000083
Instrument Date	Sep 11, 2019
Instrument	1909111950
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,276.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 COBBLESTONE LN GLOUCESTER MA 019303324, GLOUCESTER, MA 01930-3324

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Aug 14, 2017
Property Address	24 COBBLESTONE LN # 301, 301, GLOUCESTER, MA 01930-3311
Document Number	036099-227
Book / Page	36099 / 227
Instrument	427
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 COBBLESTONE LN UNIT 301, 301, GLOUCESTER, MA 01930-3334

Mortgage

Document Number	0360990231
Date	Aug 14, 2017
Instrument	36099/0231

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.88%
Max Rate At Change	81.4%
Max Rate	3%

Tax Assessment & Valuation

The 2026 property tax bill for 24 Cobblestone Ln, #301 was $3,432, down 9.8% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,432.00 (-9.76%)	$368,600 (-5.8%) Building $368,600	$399,977
2025	$3,803.00 (+4.28%)	$391,300 (+4.4%) Building $391,300
2024	$3,647.00 (+9.19%)	$374,800 (+18.83%) Building $374,800	$408,880
2023	$3,340.00	$315,400 Building $315,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Cobblestone Ln, #301 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 21 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	24 units insured incl. 3 condo units
Nearby Flood Claims	42 (1978–2022)
Claims Outside the SFHA	2 of 42
Most Recent Claim	Dec 2022 · tidal / storm surge
Claims by Event	Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 2 claims Coastal Storm, Oct 1991 · 3 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Cobblestone Ln, #301 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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