24 Cobblestone Ln, #204, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 24 Cobblestone Ln, #204, Gloucester, MA 01930

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 735 sqft · built 2005
Lot Size	20.4 acres (891,872 sqft)
Owner	Individual Name on Record
Last Sale	$155,130 (Jun 2011)
Tax Bill	$2,822 (2026)
Deeds & Mortgages	Jun 2019 Refinance Nov 2021 Refinance
Flood Zone	Zone A (high risk)
APN	`104548`

Property Details

APN / Parcel Number

Primary APN	`104548`
Alternative APN	`GLOU M:0218 B:0032 L:0204(O)`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	735 sqft Living Area
1st Floor Area	735 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	891,872 sqft (20.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	104548
Street Address	24 COBBLESTONE LN, 204
City	GLOUCESTER
State	MA
Zip	01930
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	VB
Legal Subdivision	POND VIEW VILLAGE I LEASEHOLD
Legal Block	32
Legal Lot Number	204O
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1011
Census Tract	221902

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24 COBBLESTONE LN, 204, GLOUCESTER, MA 01930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DISCOVER BANK
Nov 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DISCOVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2011 · Amount on Record
Deed Sale	Jun 30, 2011 · Amount on Record
Prior Sale	Feb 2, 2007 · Amount on Record
Deed Book / Page	30502 / 491
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	24 COBBLESTONE LN # 204, 204, GLOUCESTER, MA 01930-3311
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037581-96
Date	Jun 12, 2019
Book Page	37581/96
Instrument	20190612003050

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	24 COBBLESTONE LN # 204, 204, GLOUCESTER, MA 01930-3311
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040467-370
Date	Nov 9, 2021
Book Page	40467/370
Instrument	20211109003170

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,822.00 (-10.04%)	$303,100 (-6.07%) Building $303,100	$305,359 (-0.95%)
2025	$3,137.00 (+4.29%)	$322,700 (+4.4%) Building $322,700
2024	$3,008.00 (+9.26%)	$309,100 (+18.88%) Building $309,100	$308,275
2023	$2,753.00	$260,000 Building $260,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	24 units insured incl. 3 condo units
Nearby Flood Claims	42 (1978–2022)
Claims Outside the SFHA	2 of 42
Most Recent Claim	Dec 2022 · tidal / storm surge
Claims by Event	Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 2 claims Coastal Storm, Oct 1991 · 3 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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