Monmouth County and Howell Township property record for 24 Charles St, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,622 sqft · built 1952 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Mar 2021) |
| Tax Bill | $9,714 (2025) |
| Deeds & Mortgages | Nov 2024 Sale & Mortgage May 2024 Sale + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00147-0000-00003 |
| Primary APN | 21-00147-0000-00003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,622 sqft Living Area |
| 1st Floor Area | 1,014 sqft |
| Basement Area | 195 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 200 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 520 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Account Number | 059860 |
|---|---|
| Street Address | 24 CHARLES ST |
| City | HOWELL |
| State | NJ |
| Zip | 07731-1290 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Subdivision | WINDELER CONSTRUCTION CO |
| Legal Block | 147 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 811200 |
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24 CHARLES ST, HOWELL, NJ 07731-1290 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2024 | Deed, Subdivision Related Transfer · Conventional Mortgage NORWICH COMMERCIAL GROUP INC |
| May 22, 2024 | Deed, Transfer EASTERN NATIONAL TITLE AGENCY, EASTERN NATIONAL TITLE AGCY |
| Dec 4, 2023 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Jan 4, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 31, 2021 | Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 16, 2020 | Grant Deed, Construction Loan · Construction Mortgage QUEEN EQUITIES LLC |
| Nov 14, 2019 | Grant Deed, Transfer SERVICELINK |
| Oct 31, 2019 | Quit Claim Deed, Transfer SERVICELINK |
| Jul 6, 2018 | Trustee's Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2021 · Amount on File |
| Deed Sale | Mar 31, 2021 · Amount on File |
| Prior Sale | Jun 16, 2020 · Amount on File |
| Deed Document Number | 202152020 |
| Deed Book / Page | 9496 / 7537 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 20, 2024 |
| Property Address | 24 CHARLES ST, HOWELL, NJ 07731-1290 |
| Document Number | 0097140831 |
| Book / Page | 9714 / 831 |
| Instrument Date | Nov 13, 2024 |
| Instrument | 2024082294 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,904.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 FIELDCREST AVE, EDISON, NJ 08837-3626 |
| Name | Verified Name |
|---|---|
| Address | 24 CHARLES ST, HOWELL, NJ 07731-1290 |
| Document Number | 2024082295 |
|---|---|
| Date | Nov 20, 2024 |
| Instrument | 2024082295 |
| Name | NORWICH COMMERCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 22, 2024 |
| Property Address | 24 CHARLES ST, HOWELL, NJ 07731-1290 |
| Document Number | 0096894336 |
| Book / Page | 9689 / 4336 |
| Instrument Date | May 14, 2024 |
| Instrument | 2024034418 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | EASTERN NATIONAL TITLE AGENCY, EASTERN NATIONAL TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Tax | $861.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 RIVERVIEW PLZ # 2, 2, RED BANK, NJ 07701-1863 |
| Name | Verified Name |
|---|---|
| Address | 110 FIELDOREST AVENUE, EDISON, NJ 08837-3626 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 24 CHARLES ST, HOWELL, NJ 07731-1290 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 24 CHARLES ST, HOWELL, NJ 07731-1290 |
| Document Number | 0096697137 |
|---|---|
| Date | Dec 4, 2023 |
| Book Page | 9669/7137 |
| Instrument | 2023083966 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 24 CHARLES ST, HOWELL, NJ 07731-1290 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0095691879 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 9569/1879 |
| Instrument | 2022000081 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 31, 2021 |
| Property Address | 24 CHARLES ST, HOWELL, NJ 07731-1290 |
| Document Number | 0094967537 |
| Book / Page | 9496 / 7537 |
| Instrument Date | Feb 3, 2021 |
| Instrument | 2021052020 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIT AGCY LLC, FIT AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,359.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9 ILAN CT, 9, LAKEWOOD, NJ 08701-2374 |
| Name | Verified Name |
|---|---|
| Address | 24 CHARLES ST, HOWELL, NJ 07731-1290 |
| Document Number | 2021052021 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 2021052021 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 16, 2020 |
| Property Address | 24 CHARLES ST, HOWELL, NJ 07731-1290 |
| Document Number | 0000063998 |
| Book / Page | 009420 / 009948 |
| Instrument Date | May 21, 2020 |
| Instrument | 63998 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 19, 2020 |
| Title Company | CROSS BRIDGE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $182.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9 LLAN CT LAKEWOOD NJ 08701, LAKEWOOD, NJ 08701 |
| Document Number | 63999 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 009420/009955 |
| Instrument | 63999 |
| Name | QUEEN EQUITIES LLC |
|---|---|
| Address | LAKEWOOD, NJ 08701 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 15, 2021 |
| Document Number | 64000, |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 009420/009960 |
| Instrument | 64000 |
| Name | QUEEN EQUITIES LLC |
|---|---|
| Address | LAKEWOOD, NJ 08701 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 15, 2021 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 14, 2019 |
| Property Address | 24 CHARLES ST, HOWELL, NJ 07731-1290 |
| Document Number | 0000107535 |
| Book / Page | 009379 / 003488 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 107535 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 31, 2019 |
| Property Address | 24 CHARLES ST, HOWELL, NJ 07731-1290 |
| Document Number | 0000102121 |
| Book / Page | 009376 / 007067 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 102121 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2019 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4425 PONCE DE LEON BLVD CORAL GABLES FL 331461837, CORAL GABLES, FL 33146-1837 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 6, 2018 |
| Property Address | 24 CHARLES ST, HOWELL, NJ 07731-1290 |
| Document Number | 0000066347 |
| Book / Page | 009295 / 009000 |
| Instrument Date | Jun 4, 2018 |
| Instrument | 66347 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 24, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Amount | Amount on Record |
|---|---|
| Tax | $1.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4820 EASTGATE MALL #100 SAN DIEGO CA 921211993, 100, SAN DIEGO, CA 92121-1993 |
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $581,800 (+1.39%) Land $252,200 Building $329,600 | $581,800 (+1.39%) Land $252,200 Building $329,600 | |
| 2025 | $9,714.00 (-1.17%) | $573,800 (+19.62%) Land $247,200 Building $326,600 | $573,800 (+19.62%) Land $247,200 Building $326,600 |
| 2024 | $9,829.00 (+16.42%) | ||
| 2023 | $479,700 Land $172,200 Building $307,500 | $479,700 Land $172,200 Building $307,500 | |
| 2022 | $8,443.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 70% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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