Monmouth County and Howell Township property record for 16 Charles St, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,484 sqft · built 1945 |
| Lot Size | 0.425 acres (18,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $325,000 (Jun 2026) |
| Tax Bill | $7,336 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Nov 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00146-0000-00011 |
| Primary APN | 21-00146-0000-00011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,484 sqft Living Area |
| 1st Floor Area | 1,484 sqft |
| Basement Area | 720 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 18,500 sqft (0.425 acres) |
| Lot Dimensions | 185 ft deep x 100 ft wide |
| Pool Area | 360 sqft |
|---|---|
| Porch | Open Porch |
| Patio Area | 649 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Sewer | Septic |
|---|
| Account Number | 059760 |
|---|---|
| Street Address | 16 CHARLES ST |
| City | HOWELL |
| State | NJ |
| Zip | 07731-1287 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 146 |
| Legal Lot Number | 11 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 811200 |
16 Charles St is owned by a company that bought it in June 2026.
Source: Monmouth County and Howell Township records, as of July 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 218 SCHANCK RD, FREEHOLD, NJ 07728-5479 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed, Transfer OCEANVIEW TITLE AGENCY LLC, OCEANVIEW TITLE |
| Nov 7, 2024 | Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC |
| May 22, 2024 | Deed, Transfer EASTERN TITLE AGENCY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2026 · Amount on File |
| Deed Sale | Jun 8, 2026 · Amount on File |
| Prior Sale | Jan 26, 1998 · Amount on File |
| Deed Document Number | 202646032 |
| Deed Book / Page | 9796 / 7728 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 8, 2026 |
| Property Address | 16 CHARLES ST, HOWELL, NJ 07731-1287 |
| Document Number | 0000046032 |
| Book / Page | 9796 / 7728 |
| Instrument Date | May 19, 2026 |
| Instrument | 202646032 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | OCEANVIEW TITLE AGENCY LLC, OCEANVIEW TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $32,825.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 218 SCHANCK RD, FREEHOLD, NJ 07728-5479 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 7, 2024 |
| Property Address | 16 CHARLES ST, HOWELL, NJ 07731-1287 |
| Document Number | 0097120169 |
| Book / Page | 9712 / 169 |
| Instrument Date | Oct 28, 2024 |
| Instrument | 2024078356 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | WELLINGTON ABSTRACT LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,142.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 FIELDCREST AVE, EDISON, NJ 08837-3626 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16 CHARLES ST, HOWELL, NJ 07731-1287 |
| Document Number | 2024078357 |
|---|---|
| Date | Nov 7, 2024 |
| Instrument | 2024078357 |
| Name | K HOVNANIAN AMERICAN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 22, 2024 |
| Property Address | 16 CHARLES ST, HOWELL, NJ 07731-1287 |
| Document Number | 0096894416 |
| Book / Page | 9689 / 4416 |
| Instrument Date | Mar 22, 2024 |
| Instrument | 2024034430 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | EASTERN TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $861.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 RIVERVIEW PLZ # 2, 2, RED BANK, NJ 07701-1863 |
| Name | Verified Name |
|---|---|
| Address | 110 FIELDCREST AVE, EDISON, NJ 08837-3626 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 16 Charles St was $7,336, down 2.4% from the year before.
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $440,000 (+1.55%) Land $254,700 Building $185,300 | $440,000 (+1.55%) Land $254,700 Building $185,300 | |
| 2025 | $7,336.00 (-2.42%) | $433,300 Land $249,700 Building $183,600 | $433,300 Land $249,700 Building $183,600 |
| 2024 | $7,518.00 | ||
| 2023 | $350,700 Land $174,700 Building $176,000 | $350,700 Land $174,700 Building $176,000 | |
| 2022 | $5,809.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Charles St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Charles St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 70% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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