24 Central Tree Rd, Rutland, MA 01543 Property Records

Worcester County and Rutland Town property record for 24 Central Tree Rd, Rutland, MA 01543

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,862 sqft · built 1992
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Jan 2010)
Tax Bill	$7,455 (2025)
Deeds & Mortgages	Oct 2021 Refinance Aug 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:0059 L:B-19`

Property Details

APN / Parcel Number

Primary APN	`M:0059 L:B-19`
Alternative APN	`RUTL M:59 B:B L:19`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,862 sqft Living Area
Gross Area	4,983 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,965 sqft (1.17 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	24 CENTRAL TREE RD
City	RUTLAND
State	MA
Zip	01543-1968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RUTLAND
Legal Block	B
Legal Lot Number	19
Jurisdiction	RUTLAND MA
Township / Civil Division	RUTLAND
Census Block Group	1
Census Block	1028
Census Tract	721103

Owner

24 Central Tree Rd is owned and occupied by two individuals who bought it in January 2010.

Source: Worcester County and Rutland Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 CENTRAL TREE RD, RUTLAND, MA 01543-1968
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MILLBURY CU
Aug 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HOMETOWN BANK
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROSS MTG CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2010 · Amount on File
Deed Sale	Jan 7, 2010 · Amount on File
Deed Document Number	20101631
Deed Book / Page	45323 / 301
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTLAND MA
Property Address	24 CENTRAL TREE RD, RUTLAND, MA 01543-1968
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66216-151
Date	Oct 4, 2021
Book Page	66216/151
Instrument	139271

Lender

Name	MILLBURY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTLAND MA
Property Address	24 CENTRAL TREE RD, RUTLAND, MA 01543-1968
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60860-353
Date	Aug 12, 2019
Book Page	60860/353
Instrument	79814

Lender

Name	HOMETOWN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTLAND MA
Property Address	24 CENTRAL TREE RD, RUTLAND, MA 01543-1968
Document Number	63086-130
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 CENTRAL TREE RD RUTLAND MA 015431968, RUTLAND, MA 01543-1968

Mortgage

Document Number	63086-130
Date	Aug 24, 2020
Book Page	063086/000130
Instrument	94984

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 23, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 24 Central Tree Rd was $7,455, up 3.3% from the year before.

Source: Worcester County and Rutland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Rutland Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,455.00 (+3.27%)	$523,500 (+7.54%) Land $116,000 Building $407,500	$532,380 (+3.32%)
2024	$7,219.00 (+9.41%)	$486,800 (+1.23%) Land $103,900 Building $382,900	$515,280
2023	$6,598.00	$480,900 Land $98,000 Building $382,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Central Tree Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Central Tree Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUTLAND WATER DEPARTMENT serves 6,025 people · EPA ID MA2257000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Tetrachloroethylene resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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