22 Central Tree Rd, Rutland, MA 01543 Property Records

Worcester County and Rutland Town property record for 22 Central Tree Rd, Rutland, MA 01543

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 6 ba · 3,360 sqft · built 1920
Lot Size	0.71 acres (30,928 sqft)
Owner	Company Name on File
Tax Bill	$4,738 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:0059 L:B-18`

Property Details

APN / Parcel Number

Primary APN	`M:0059 L:B-18`
Alternative APN	`RUTL M:59 B:B L:18`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Total Rooms	18 Rooms
Units	6 Units
Stories	3 Stories
Building Area	3,360 sqft Living Area
Gross Area	3,920 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	30,928 sqft (0.71 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	22 CENTRAL TREE RD
City	RUTLAND
State	MA
Zip	01543-1912
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Block	B
Legal Lot Number	18
Jurisdiction	RUTLAND MA
Township / Civil Division	RUTLAND
Census Block Group	1
Census Block	1028
Census Tract	721103

Owner

22 Central Tree Rd, a residential property, is owned by a company.

Source: Worcester County and Rutland Town records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	87 MAIN ST, RUTLAND, MA 01543-1327
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage TRUST BANK
Sep 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HOMETOWN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTLAND MA
Recording Date	Sep 2, 2026
Property Address	22 CENTRAL TREE RD, RUTLAND, MA 01543-1912
Document Number	0000077139
Book / Page	74122 / 47
Instrument Date	Sep 2, 2026
Instrument	202677139
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077139,
Date	Sep 2, 2026
Book Page	74122/47
Instrument	202677139

Lender

Name	TRUST BANK

Agreement

Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTLAND MA
Property Address	22 CENTRAL TREE RD, RUTLAND, MA 01543-1912
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068219-39
Date	Sep 15, 2022
Book Page	68219/39
Instrument	101486

Lender

Name	HOMETOWN BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 22 Central Tree Rd was $4,738, down 0.8% from the year before.

Source: Worcester County and Rutland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Rutland Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,738.00 (-0.84%)	$332,700 (+3.26%) Land $103,100 Building $229,600
2024	$4,778.00 (+6.34%)	$322,200 (-1.62%) Land $92,600 Building $229,600
2023	$4,493.00	$327,500 Land $87,300 Building $240,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22 Central Tree Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Central Tree Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUTLAND WATER DEPARTMENT serves 6,025 people · EPA ID MA2257000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Tetrachloroethylene resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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