Cumberland Town property record for 24 Cargill Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,427 sqft · built 1987 |
| Lot Size | 0.674 acres (29,359 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,701 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit Aug 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-0110-50 |
| Primary APN | 4-0110-50 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,427 sqft Living Area |
| Gross Area | 4,904 sqft |
| 1st Floor Area | 1,347 sqft |
| Basement Area | 1,320 sqft |
| Unfinished Basement | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,359 sqft (0.674 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 4-0110-50 |
|---|---|
| Street Address | 24 CARGILL RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-6145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 119 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 11302 |
24 Cargill Rd is owned and occupied by two individuals.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24 CARGILL RD, CUMBERLAND, RI 02864-6145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2023 | Deed of Trust, Mortgage · Line of Credit COASTAL ONE CREDIT UNION |
| Aug 3, 2021 | Deed of Trust, Mortgage · Line of Credit PAWTUCKET CU |
| Apr 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PAWTUCKET CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 24 CARGILL RD, CUMBERLAND, RI 02864-6145 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001965-758 |
|---|---|
| Date | Oct 17, 2023 |
| Book Page | 1965/758 |
| Instrument | 141040 |
| Name | COASTAL ONE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 24 CARGILL RD, CUMBERLAND, RI 02864-6145 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1899-242 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 1899/242 |
| Instrument | 126282 |
| Name | PAWTUCKET CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 24 CARGILL RD, CUMBERLAND, RI 02864-6145 |
| Document Number | 1771-120 |
| Instrument Date | Apr 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 24 CARGILL RD CUMBERLAND RI 028646145, CUMBERLAND, RI 02864-6145 |
| Document Number | 1771-120 |
|---|---|
| Date | Apr 23, 2018 |
| Book Page | 001771/000120 |
| Name | PAWTUCKET CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 22, 2043 |
The 2026 property tax bill for 24 Cargill Rd was $7,701, up 17.7% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,701.00 (+17.72%) | $769,300 (+44.28%) Land $316,600 Building $452,700 | $728,489 |
| 2025 | $6,542.00 | $533,200 Land $145,900 Building $387,300 | |
| 2023 | $6,196.00 (-3.43%) | $533,200 (+24.58%) Land $145,900 Building $387,300 | |
| 2022 | $6,416.00 | $428,000 Land $133,000 Building $295,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 24 Cargill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 24 Cargill Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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